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This is with reference to "More directions" (Business Line, November 11). Given the pace of infrastructure development, making farming `truly bankable' is likely to take a few decades. Measures such as allowing foreign banks to enter rural India under well-defined laws and removing the restrictions on opening branches can create a competitive atmosphere, enabling better services.

Y. N. Murthy

Hyderabad

Letters to the editor and contributions can be sent by e-mail to: bleditor@thehindu.co.in

A. Jacob Sahayam

Thiruvananthapuram

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