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Mumbai, July 30 LIC has launched an insurance policy designed exclusively for women called Jeevan Bharati-I. The policy is essentially a money back policy with a term of 15 or 20 years. Besides critical illness and accident benefit riders, it offers a congenital-disability benefit rider, which ensures the payment of 50 per cent of the rider’s sum assured to the woman policy holder, in the event that she gives birth to a child with congenital disabilities.

This benefit is available on the birth of two such congenitally-disabled children during the term of the rider. At the time of maturity, the balance sum assured (after payment of survival benefits already availed) is payable along with reversionary bonuses and final additional bonuses (if any).

This policy is available to women in the age group of 18-55 years and the minimum sum assured is Rs 50,000.

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