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This is with reference to the article “Gaps in insurance cover for parents” (Business Line, August 16). The premium for mediclaim policies is high; this has been on the rise over the years.

Considering that there has been a huge increase in the consultation fee for specialists (anywhere between Rs 300 and Rs 600), price of medicines and, generally, the overall cost of hospitalisation, there is a case for rationalisation of costs and tariff, apart from the legislations suggested in the article.

I often wonder how many poor and middle-class citizens of the country would be able to take care of their health concerns reasonably well, given the ever-increasing cost of medical care.

Further, it is no exaggeration that senior citizens are discouraged from taking mediclaim policies by many a public sector insurance company, which keep highlighting how the claims may not be accepted under certain circumstances.

However, I recently came across three cases where the claims were met in the normal course.

It is time the Regulatory Authority came out with a strong publicity campaign detailing the immense benefits available to the senior citizens under mediclaim, the eligibility criteria, and so on, so that the government’s intentions are not defeated.

V. Venugopal, Chennai

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