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A `waiver of premium rider' has been introduced by Birla Sun Life Insurance to cover circumstances such as critical illnesses and total permanent disability. If a customer meets with an accident and is permanently disabled, the rider benefits will be available. The rider focusses on waiving all future premiums during financial difficulties due to illness/accidents/death of policyholder where the life insured is that of a minor and the policy is owned by the parent or guardian.

BL Research Bureau

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