As on : July 27, 2012

Click on the desired tenure for the best rates

Bank 91-120 days 120-179 days 180-270 days 271-364 days 1yr - 2 yrs 2 yrs - 3 yrs 3yrs - 5 yrs 5 yrs & above
Foreign Banks
The Royal Bank of Scotland 6.25 6.25 7.5 8 8.25 7.75 7.75 7.75
Deutsche Bank 7.1 7.1 7.1 7.6 7.6 9.25 9.5 9.5
Standard Chartered Bank 7.25 7.5 7.5 7.5 7.75 7.75 7.75 7.75
Citi Bank 7.5 7.75 8.25 8.25 8.75 8.75 8.75 8.75
HSBC 7.25 7.25 8 8.5 8 7.5 8.5 8
The Bank of Nova Scotia 8.5 8.5 8.75 8.75 8.75 8.75 8.75 8.75
DBS Bank 8.5 8.5 8.25 8.3 8.75 8.75 8.75 8.75
Indian Banks - Public Sector
Allahabad Bank 7.3 7.3 8 8 9.25 9 8.75 8.5
Andhra Bank 7.25 7.25 8.5 8.5 9.25 9.25 9 9
Bank of Baroda 6.75 6.75 7.5 7.5 8.75 8.75 8.5 8
Bank of India 7.25 7.25 8 8.25 9.25 9 9 9
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
Canara Bank 7.25 7.25 8 8 9 9 9 9
Central Bank of India 7.3 7.3 8.25 8.5 9 8.75 8.75 8.5
Corporation Bank 8 8.5 9 9 9.25 9.25 9.25 9
Dena Bank 7.25 7.75 8.5 8.5 9.25 9.25 9.3 9.25
IDBI Bank 8 8 8.9 9 9.25 9.25 9.25 9
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
Indian Overseas Bank 7.5 7.5 8 8.5 9.25 9.25 9.25 9
Oriental Bank of Commerce 8 8 9 9 9.25 9.25 9.25 9.25
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
Punjab National Bank 6.75 6.75 7.5 7.5 8.75 8.75 8.75 8.5
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9.5 9.5 9.5 9.3
State Bank of Hyderabad 7.25 7.25 8 8 9.25 9.25 9 9
State Bank of India 7 7 7.25 7.5 9 9 9 8.75
State Bank of Mysore 8 8 8.5 8.5 9.25 9.25 9.25 9.25
State Bank of Patiala 8 8 8.25 8.25 9.25 9.25 9.25 9.25
State Bank of Travancore 7 7 8 8 9 9 8.75 8.75
Syndicate Bank 7.4 7.5 8.1 8.25 9 8.75 8.75 8.5
Union Bank of India 7.25 7.75 8.75 8.75 9.25 9.25 9 9
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.25 9
UCO Bank 8.5 8.5 8.75 8.75 9.1 9.1 9 8.75
Vijaya Bank 7 7 8.5 8.5 9.3 9.3 9.1 9
Indian Banks - Private Sector
City Union Bank 6 6 7.5 9 10 9.75 9.5 9.5
Development Credit Bank 5.75 5.75 6.75 6.75 8 8 8 8
HDFC Bank 7.25 7.25 7.25 7.25 8.5 9.25 9.25 8.25
ICICI Bank 7 7 7.5 7.75 9.25 9.25 9.25 8.5
IndusInd Bank 6.5 6.5 7.75 8 9 8.75 8.75 8.75
Karnataka Bank 8.25 8.25 8.5 8.5 9.75 9.5 9.5 9.25
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
TNSC Bank 7.5 7.5 8 8 9 8.75 8.75 8.75
The Catholic Syrian Bank 7.5 7.5 8.5 8.5 9.3 10 9 9
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 9.5 9.25 9
The Federal Bank 7 7 8.5 8.5 9 9 9 9
The J & K Bank 7.25 7.25 7.5 8.25 8.5 9 9 9
The Karur Vysya Bank 7.8 7.8 7.8 8.25 9.5 9.5 9.25 9.25
The Lakshmi Vilas Bank 8 8 8.25 8.75 9.8 9.75 9.5 9
The South Indian Bank 7 7 8.5 8.5 9 9 9 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.75
Axis Bank 7 7 7.5 7.5 9.25 9.25 9.25 8.75
Kotak Bank 7.5 7.5 8.25 8.5 9.25 9 9 9
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
The figures in bold are the highest interest rates offered for the particular deposit period. Some banks offer higher interest rates for high value deposits.
Top Rates: 91-120 days
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.75
The Bank of Nova Scotia 8.5 8.5 8.75 8.75 8.75 8.75 8.75 8.75
DBS Bank 8.5 8.5 8.25 8.3 8.75 8.75 8.75 8.75
UCO Bank 8.5 8.5 8.75 8.75 9.1 9.1 9 8.75
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
Karnataka Bank 8.25 8.25 8.5 8.5 9.75 9.5 9.5 9.25
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
Corporation Bank 8 8.5 9 9 9.25 9.25 9.25 9
IDBI Bank 8 8 8.9 9 9.25 9.25 9.25 9
Oriental Bank of Commerce 8 8 9 9 9.25 9.25 9.25 9.25
State Bank of Mysore 8 8 8.5 8.5 9.25 9.25 9.25 9.25
State Bank of Patiala 8 8 8.25 8.25 9.25 9.25 9.25 9.25
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.25 9
The Lakshmi Vilas Bank 8 8 8.25 8.75 9.8 9.75 9.5 9
The Karur Vysya Bank 7.8 7.8 7.8 8.25 9.5 9.5 9.25 9.25
Top Rates: 120-179 days
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.75
The Bank of Nova Scotia 8.5 8.5 8.75 8.75 8.75 8.75 8.75 8.75
DBS Bank 8.5 8.5 8.25 8.3 8.75 8.75 8.75 8.75
Corporation Bank 8 8.5 9 9 9.25 9.25 9.25 9
UCO Bank 8.5 8.5 8.75 8.75 9.1 9.1 9 8.75
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
Karnataka Bank 8.25 8.25 8.5 8.5 9.75 9.5 9.5 9.25
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
IDBI Bank 8 8 8.9 9 9.25 9.25 9.25 9
Oriental Bank of Commerce 8 8 9 9 9.25 9.25 9.25 9.25
State Bank of Mysore 8 8 8.5 8.5 9.25 9.25 9.25 9.25
State Bank of Patiala 8 8 8.25 8.25 9.25 9.25 9.25 9.25
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.25 9
The Lakshmi Vilas Bank 8 8 8.25 8.75 9.8 9.75 9.5 9
Top Rates: 180-270 days
Corporation Bank 8 8.5 9 9 9.25 9.25 9.25 9
Oriental Bank of Commerce 8 8 9 9 9.25 9.25 9.25 9.25
IDBI Bank 8 8 8.9 9 9.25 9.25 9.25 9
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
The Bank of Nova Scotia 8.5 8.5 8.75 8.75 8.75 8.75 8.75 8.75
Union Bank of India 7.25 7.75 8.75 8.75 9.25 9.25 9 9
UCO Bank 8.5 8.5 8.75 8.75 9.1 9.1 9 8.75
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 9.5 9.25 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.75
Top Rates: 271-364 days
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
Corporation Bank 8 8.5 9 9 9.25 9.25 9.25 9
IDBI Bank 8 8 8.9 9 9.25 9.25 9.25 9
Oriental Bank of Commerce 8 8 9 9 9.25 9.25 9.25 9.25
City Union Bank 6 6 7.5 9 10 9.75 9.5 9.5
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
The Bank of Nova Scotia 8.5 8.5 8.75 8.75 8.75 8.75 8.75 8.75
Union Bank of India 7.25 7.75 8.75 8.75 9.25 9.25 9 9
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.25 9
UCO Bank 8.5 8.5 8.75 8.75 9.1 9.1 9 8.75
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 9.5 9.25 9
The Lakshmi Vilas Bank 8 8 8.25 8.75 9.8 9.75 9.5 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.75
Top Rates: 1yr - 2 yrs
City Union Bank 6 6 7.5 9 10 9.75 9.5 9.5
The Lakshmi Vilas Bank 8 8 8.25 8.75 9.8 9.75 9.5 9
Karnataka Bank 8.25 8.25 8.5 8.5 9.75 9.5 9.5 9.25
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9.5 9.5 9.5 9.3
The Karur Vysya Bank 7.8 7.8 7.8 8.25 9.5 9.5 9.25 9.25
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
Vijaya Bank 7 7 8.5 8.5 9.3 9.3 9.1 9
The Catholic Syrian Bank 7.5 7.5 8.5 8.5 9.3 10 9 9
Top Rates: 2 yrs - 3 yrs
The Catholic Syrian Bank 7.5 7.5 8.5 8.5 9.3 10 9 9
City Union Bank 6 6 7.5 9 10 9.75 9.5 9.5
The Lakshmi Vilas Bank 8 8 8.25 8.75 9.8 9.75 9.5 9
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9.5 9.5 9.5 9.3
Karnataka Bank 8.25 8.25 8.5 8.5 9.75 9.5 9.5 9.25
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 9.5 9.25 9
The Karur Vysya Bank 7.8 7.8 7.8 8.25 9.5 9.5 9.25 9.25
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
Vijaya Bank 7 7 8.5 8.5 9.3 9.3 9.1 9
Deutsche Bank 7.1 7.1 7.1 7.6 7.6 9.25 9.5 9.5
Andhra Bank 7.25 7.25 8.5 8.5 9.25 9.25 9 9
Corporation Bank 8 8.5 9 9 9.25 9.25 9.25 9
Dena Bank 7.25 7.75 8.5 8.5 9.25 9.25 9.3 9.25
IDBI Bank 8 8 8.9 9 9.25 9.25 9.25 9
Indian Overseas Bank 7.5 7.5 8 8.5 9.25 9.25 9.25 9
Oriental Bank of Commerce 8 8 9 9 9.25 9.25 9.25 9.25
State Bank of Hyderabad 7.25 7.25 8 8 9.25 9.25 9 9
State Bank of Mysore 8 8 8.5 8.5 9.25 9.25 9.25 9.25
State Bank of Patiala 8 8 8.25 8.25 9.25 9.25 9.25 9.25
Union Bank of India 7.25 7.75 8.75 8.75 9.25 9.25 9 9
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.25 9
HDFC Bank 7.25 7.25 7.25 7.25 8.5 9.25 9.25 8.25
ICICI Bank 7 7 7.5 7.75 9.25 9.25 9.25 8.5
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.75
Axis Bank 7 7 7.5 7.5 9.25 9.25 9.25 8.75
Top Rates: 3yrs - 5 yrs
Deutsche Bank 7.1 7.1 7.1 7.6 7.6 9.25 9.5 9.5
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9.5 9.5 9.5 9.3
City Union Bank 6 6 7.5 9 10 9.75 9.5 9.5
Karnataka Bank 8.25 8.25 8.5 8.5 9.75 9.5 9.5 9.25
The Lakshmi Vilas Bank 8 8 8.25 8.75 9.8 9.75 9.5 9
Dena Bank 7.25 7.75 8.5 8.5 9.25 9.25 9.3 9.25
Corporation Bank 8 8.5 9 9 9.25 9.25 9.25 9
IDBI Bank 8 8 8.9 9 9.25 9.25 9.25 9
Indian Overseas Bank 7.5 7.5 8 8.5 9.25 9.25 9.25 9
Oriental Bank of Commerce 8 8 9 9 9.25 9.25 9.25 9.25
State Bank of Mysore 8 8 8.5 8.5 9.25 9.25 9.25 9.25
State Bank of Patiala 8 8 8.25 8.25 9.25 9.25 9.25 9.25
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.25 9
HDFC Bank 7.25 7.25 7.25 7.25 8.5 9.25 9.25 8.25
ICICI Bank 7 7 7.5 7.75 9.25 9.25 9.25 8.5
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 9.5 9.25 9
The Karur Vysya Bank 7.8 7.8 7.8 8.25 9.5 9.5 9.25 9.25
Axis Bank 7 7 7.5 7.5 9.25 9.25 9.25 8.75
Vijaya Bank 7 7 8.5 8.5 9.3 9.3 9.1 9
Andhra Bank 7.25 7.25 8.5 8.5 9.25 9.25 9 9
Bank of India 7.25 7.25 8 8.25 9.25 9 9 9
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
Canara Bank 7.25 7.25 8 8 9 9 9 9
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
State Bank of Hyderabad 7.25 7.25 8 8 9.25 9.25 9 9
State Bank of India 7 7 7.25 7.5 9 9 9 8.75
Union Bank of India 7.25 7.75 8.75 8.75 9.25 9.25 9 9
UCO Bank 8.5 8.5 8.75 8.75 9.1 9.1 9 8.75
The Catholic Syrian Bank 7.5 7.5 8.5 8.5 9.3 10 9 9
The Federal Bank 7 7 8.5 8.5 9 9 9 9
The J & K Bank 7.25 7.25 7.5 8.25 8.5 9 9 9
The South Indian Bank 7 7 8.5 8.5 9 9 9 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.75
Kotak Bank 7.5 7.5 8.25 8.5 9.25 9 9 9
Top Rates: 5 yrs & above
Deutsche Bank 7.1 7.1 7.1 7.6 7.6 9.25 9.5 9.5
City Union Bank 6 6 7.5 9 10 9.75 9.5 9.5
Tamilnad Mercantile Bank 8.5 8.5 8.75 8.75 9.75 9.25 9.25 9.5
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9.5 9.5 9.5 9.3
Dena Bank 7.25 7.75 8.5 8.5 9.25 9.25 9.3 9.25
Oriental Bank of Commerce 8 8 9 9 9.25 9.25 9.25 9.25
State Bank of Mysore 8 8 8.5 8.5 9.25 9.25 9.25 9.25
State Bank of Patiala 8 8 8.25 8.25 9.25 9.25 9.25 9.25
Karnataka Bank 8.25 8.25 8.5 8.5 9.75 9.5 9.5 9.25
The Karur Vysya Bank 7.8 7.8 7.8 8.25 9.5 9.5 9.25 9.25
Andhra Bank 7.25 7.25 8.5 8.5 9.25 9.25 9 9
Bank of India 7.25 7.25 8 8.25 9.25 9 9 9
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
Canara Bank 7.25 7.25 8 8 9 9 9 9
Corporation Bank 8 8.5 9 9 9.25 9.25 9.25 9
IDBI Bank 8 8 8.9 9 9.25 9.25 9.25 9
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
Indian Overseas Bank 7.5 7.5 8 8.5 9.25 9.25 9.25 9
State Bank of Hyderabad 7.25 7.25 8 8 9.25 9.25 9 9
Union Bank of India 7.25 7.75 8.75 8.75 9.25 9.25 9 9
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.25 9
Vijaya Bank 7 7 8.5 8.5 9.3 9.3 9.1 9
The Catholic Syrian Bank 7.5 7.5 8.5 8.5 9.3 10 9 9
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 9.5 9.25 9
The Federal Bank 7 7 8.5 8.5 9 9 9 9
The J & K Bank 7.25 7.25 7.5 8.25 8.5 9 9 9
The Lakshmi Vilas Bank 8 8 8.25 8.75 9.8 9.75 9.5 9
The South Indian Bank 7 7 8.5 8.5 9 9 9 9
Kotak Bank 7.5 7.5 8.25 8.5 9.25 9 9 9
Citi Bank 7.5 7.75 8.25 8.25 8.75 8.75 8.75 8.75
The Bank of Nova Scotia 8.5 8.5 8.75 8.75 8.75 8.75 8.75 8.75
DBS Bank 8.5 8.5 8.25 8.3 8.75 8.75 8.75 8.75
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
State Bank of India 7 7 7.25 7.5 9 9 9 8.75
State Bank of Travancore 7 7 8 8 9 9 8.75 8.75
UCO Bank 8.5 8.5 8.75 8.75 9.1 9.1 9 8.75
IndusInd Bank 6.5 6.5 7.75 8 9 8.75 8.75 8.75
TNSC Bank 7.5 7.5 8 8 9 8.75 8.75 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.75
Axis Bank 7 7 7.5 7.5 9.25 9.25 9.25 8.75
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75