As on : February 16, 2013

Click on the desired tenure for the best rates

Bank 91-120 days 120-179 days 180-270 days 271-364 days 1yr - 2 yrs 2 yrs - 3 yrs 3yrs - 5 yrs 5 yrs & above
Foreign Banks
The Royal Bank of Scotland 6 6 7.25 7.75 7.75 7.25 7.25 7.25
Deutsche Bank 7 7 7 7.25 7.25 8 8.5 9.25
Standard Chartered Bank 7 7.25 7.5 7.5 7.5 7.5 7.5 7.5
Citi Bank 7 7.25 7.25 7.25 7.25 7.25 7.25 7.25
HSBC 7 7 7 7 7 7 7 7.25
The Bank of Nova Scotia 8 8 8.25 8.25 8.25 8.25 8.25 8.25
DBS Bank 7.5 7.5 7.5 7.5 7.75 7.9 8 8.3
Indian Banks - Public Sector
Allahabad Bank 7.3 7.3 8.25 8.5 9 9 8.75 8.75
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Bank of Baroda 7 7 7.3 7.6 9 9 9 9
Bank of India 7 7 8 8 9 9 9 9
Bank of Maharashtra 7.75 7.75 8.5 8.5 9 9 9 9
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Central Bank of India 7.75 7.75 8 8 8.75 8.75 8.5 8.5
Corporation Bank 8.6 8.6 8.5 8.5 8.75 8.75 8.75 8.75
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Indian Bank 7.5 7.5 8 9 9 9 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9.1 9.1
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
Punjab National Bank 6.75 6.75 7.5 7.5 8.75 8.75 8.75 8.5
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9 9 9 8.75
State Bank of Hyderabad 7.25 7.25 8 8 9 9 8.75 8.75
State Bank of India 6.5 6.5 6.5 6.5 8.5 8.5 8.5 8.5
State Bank of Mysore 7 7 7.5 7.5 9 9.1 8.75 8.75
State Bank of Patiala 7 7 7.5 7.5 8.75 8.75 8.75 8.5
State Bank of Travancore 7 7 7.5 7.5 8.75 8.75 8.5 8.5
Syndicate Bank 7.4 7.5 8 8.5 8.75 8.5 8.5 8.5
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
United Bank of India 7.5 7.5 7.5 8 8.75 8.75 8.75 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
Indian Banks - Private Sector
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
Development Credit Bank 5.75 5.75 6.75 6.75 8 8 8 8
HDFC Bank 7.5 8 8 8 8.75 8.75 8.75 8.25
ICICI Bank 7 7 7 7.25 7.5 8.75 8.75 8.5
IndusInd Bank 6.5 6.5 7.75 8.5 9 8.75 8.75 8.5
Karnataka Bank 7.75 7.75 8 8 9 9 9 8.75
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
TNSC Bank 7.5 7.5 8 8 9 8.75 8.75 8.75
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The J & K Bank 6.75 7.5 7.5 7.75 8.5 8.5 8.5 8.5
The Karur Vysya Bank 7.7 7.7 7.7 8 9 9.25 9 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Axis Bank 7 7 7.5 7.5 8.5 9.3 9.3 8.75
Kotak Bank 7.25 7.25 8.25 9 8.75 8.75 8.75 8.5
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
The figures in bold are the highest interest rates offered for the particular deposit period. Some banks offer higher interest rates for high value deposits.
Top Rates: 91-120 days
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Corporation Bank 8.6 8.6 8.5 8.5 8.75 8.75 8.75 8.75
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9.1 9.1
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
The Bank of Nova Scotia 8 8 8.25 8.25 8.25 8.25 8.25 8.25
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
Top Rates: 120-179 days
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Corporation Bank 8.6 8.6 8.5 8.5 8.75 8.75 8.75 8.75
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9.1 9.1
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
The Bank of Nova Scotia 8 8 8.25 8.25 8.25 8.25 8.25 8.25
HDFC Bank 7.5 8 8 8 8.75 8.75 8.75 8.25
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
Top Rates: 180-270 days
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Bank of Maharashtra 7.75 7.75 8.5 8.5 9 9 9 9
Corporation Bank 8.6 8.6 8.5 8.5 8.75 8.75 8.75 8.75
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9.1 9.1
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
Top Rates: 271-364 days
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Indian Bank 7.5 7.5 8 9 9 9 9 9
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
Kotak Bank 7.25 7.25 8.25 9 8.75 8.75 8.75 8.5
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Allahabad Bank 7.3 7.3 8.25 8.5 9 9 8.75 8.75
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Bank of Maharashtra 7.75 7.75 8.5 8.5 9 9 9 9
Corporation Bank 8.6 8.6 8.5 8.5 8.75 8.75 8.75 8.75
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9.1 9.1
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
Syndicate Bank 7.4 7.5 8 8.5 8.75 8.5 8.5 8.5
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
IndusInd Bank 6.5 6.5 7.75 8.5 9 8.75 8.75 8.5
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
The Bank of Nova Scotia 8 8 8.25 8.25 8.25 8.25 8.25 8.25
Top Rates: 1yr - 2 yrs
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Top Rates: 2 yrs - 3 yrs
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
Axis Bank 7 7 7.5 7.5 8.5 9.3 9.3 8.75
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
The Karur Vysya Bank 7.7 7.7 7.7 8 9 9.25 9 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
State Bank of Mysore 7 7 7.5 7.5 9 9.1 8.75 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Top Rates: 3yrs - 5 yrs
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
Axis Bank 7 7 7.5 7.5 8.5 9.3 9.3 8.75
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9.1 9.1
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Top Rates: 5 yrs & above
Deutsche Bank 7 7 7 7.25 7.25 8 8.5 9.25
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9.1 9.1
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Bank of Baroda 7 7 7.3 7.6 9 9 9 9
Bank of India 7 7 8 8 9 9 9 9
Bank of Maharashtra 7.75 7.75 8.5 8.5 9 9 9 9
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
Indian Bank 7.5 7.5 8 9 9 9 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
Allahabad Bank 7.3 7.3 8.25 8.5 9 9 8.75 8.75
Corporation Bank 8.6 8.6 8.5 8.5 8.75 8.75 8.75 8.75
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9 9 9 8.75
State Bank of Hyderabad 7.25 7.25 8 8 9 9 8.75 8.75
State Bank of Mysore 7 7 7.5 7.5 9 9.1 8.75 8.75
United Bank of India 7.5 7.5 7.5 8 8.75 8.75 8.75 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
Karnataka Bank 7.75 7.75 8 8 9 9 9 8.75
TNSC Bank 7.5 7.5 8 8 9 8.75 8.75 8.75
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The Karur Vysya Bank 7.7 7.7 7.7 8 9 9.25 9 8.75
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
Axis Bank 7 7 7.5 7.5 8.5 9.3 9.3 8.75
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75