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Samsung Pay has made it to India first - before Android Pay or Apple Pay.
The biggest advantage of Samsung Pay over others is that it can be used in almost any regular POS machine used to swipe cards.
This is because Samsung Pay integrates two technologies - NFC (Near Field Communication) and MST (Magnetic Secure Transmission).
It is the second - MST - that enables one to pay in regular POS machines.
The process for both MST and NFC is similar.
Just select your card in the Samsung Pay app, use fingerprint or PIN and bring it near the POS machine.
The machine will realise a card has been presented for payment and display the amount. Once the dealer (or you) enters the amount, the POS will ask for your PIN (as it does when you use physical cards). Once you enter the PIN, the payment will get through.
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