Health insurance premium increased by 49 per cent at Rs 7,803 crore in 2009-10 compared with Rs 3,976 crore in the previous year.

According to Health Insurance Data report 2009-10 released by the Insurance Information Bureau of Insurance Regulatory and Development Authority, the claims paid ratio had, however, decreased to 96 per cent (Rs 7,456 crore) from 103 per cent in the year ago period.

The claim paid for policy had gone up to Rs 10,910 (Rs 8,962). The group floater policies had a major share of 51 per cent share in total premium, followed by individual policies with 25 per cent share. The total number of policies is over 68.84 lakh.

As far as disease-wise claims are concerned, claims related to circulatory diseases topped the list followed by digestive and urological disorders.

A total of Rs 758 crore was paid for claims on circulatory diseases followed by digestive disorders which accounted for Rs 501 crore.

Maharashtra topped list of States in number claims and average claim paid while Gujarat and Tamil Nadu were in second and third positions respectively, the report said.

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