The Latest Home Loan Interest Rates: Aug 12, 2022

Updated on: Aug 17, 2022

What are the various fixed and floating interest rates on offer for home loans today? Let's take a comprehensive look at interest rates across banks and housing finance companies.

InstitutionLoan amount

 Rs. 30 lakh
Rs. 30 to

75 lakh
Rs. 75 lakh Plus
BANKS (Floating rates)
Axis Bank7.60-8.057.60-8.057.60-8.05
Bank of Baroda7.95-9.407.95-9.407.95-9.40
Bank of India7.80-9.657.80-9.657.80-9.65
Bank of Maharashtra7.80-9.707.80-9.707.80-9.70
Canara Bank8.05-10.308.05-10.308.05-10.30
Central Bank7.20-7.657.20-7.657.20-7.65
DBS Bank<=9.10<=9.10<=9.10
Federal Bank9.05-9.209.05-9.209.05-9.20
ICICI Bank8.10-9.08.10-9.08.10-9.10
Indian Bank7.40-7.907.40-7.907.40-7.90
IDBI Bank7.50-10.657.50-10.657.50-10.65
J&K Bank8.35-8.458.35-8.458.35-8.75
Karnataka Bank7.96-9.317.96-9.317.96-9.31
Karur Vysya Bank8.05-10.258.05-10.258.05-10.25
Kotak Mahindra Bank7.99-8.67.99-8.67.99-8.6
Punjab National Bank7.95-9.207.90-9.207.90-8.85
Punjab & Sind Bank7.90-9.07.90-9.07.90-9.0
State Bank of India7.55 – 8.157.55 – 8.157.55 – 8.05
South Indian Bank8.25-118.25-118.25-11
Tamilnad Mercantile Bank7.957.957.95
UCO Bank7.90-8.107.90-8.107.90-8.10
Union Bank of India7.90-9.407.90-9.607.90-9.60
BANKS (Fixed rates) 
Axis Bank121212
IDBI bank9.85-10.109.85-10.109.85-10.10
Union Bank of India11.411.4-12.412.4-12.65
Floating Rates:
Tata Capital>=7.75>=7.75>=7.75
PNB Housing7.50- 10.457.50- 10.707.60- 10.70
Central Bank Housing9.95-11.159.95-11.159.95-11.15
HDFC Ltd8.15-8.758.15-9.08.35-9.10
Indiabulls Housing Fin>=7.6>=7.6>=7.6
Aditya Birla Housing Fin8-12.58-12.58-12.5
Bajaj Finserv7.20-14.007.20-14.007.20-14.00
GIC Housingl Finance Ltd>=8.20>=8.20>=8.20
Reliance Home Finance9.75-139.75-139.75-11
Sundaram Home Finance Ltd>=8.65>=8.65>=8.65
Piramal Capital & Housing Finance>=10.5>=10.5>=10.5
LIC Housing Finance Ltd7.50-8.357.50-8.557.50-8.75
LIC Housing Finance Ltd9.50-10.359.50-10.559.50-10.75

Compiled by from respective bank's website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank's T&Cs.

Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. ^Card Rates

Published on March 19, 2019
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