What are the various fixed and floating interest rates on offer for home loans today? Let's take a comprehensive look at interest rates across banks and housing finance companies.

InstitutionLoan amount
Under

 Rs. 30 lakh
Rs. 30 to

75 lakh
Rs. 75 lakh Plus
BANKS (Floating rates)
Axis Bank8.60-9.058.60-9.058.60-9.05
Bank of Baroda8.25-108.25-108.25-10
Bank of India8.30-10.258.30-10.258.30-10.25
Bank of Maharashtra8-9.858-10.358-10.35
Canara Bank8.55-10.808.55-10.808.55-10.80
Central Bank>=8>=8>=8
DBS Bank<=9.60<=9.60<=9.60
Federal Bank9.55-9.609.55-9.659.60-9.70
ICICI Bank8.40-9.508.40-9.508.40-9.50
Indian Bank8.25-8.808.25-8.808.25-8.80
IOB8.95>=8.5>=8.5
IDBI Bank8.4-11.658.4-11.658.4-11.65
J&K Bank8.85-8.958.85-8.958.95-9.25
Karnataka Bank8.54-9.798.54-9.798.54-9.89
Karur Vysya Bank8.60-11.508.60-11.508.60-11.50
Kotak Mahindra Bank8.30-9.108.30-9.108.30-9.10
Punjab National Bank8.25-8.858.20-8.858.20-8.75
Punjab & Sind Bank8.35-9.358.35-9.358.35-9.35
State Bank of India8.40 – 9.158.40 – 9.058.40 – 9.05
South Indian Bank9.25-129.25-129.25-12
Tamilnad Mercantile Bank8.38.38.3
UCO Bank8.40-8.608.40-8.608.40-8.60
Union Bank of India8.25-9.908.25-10.108.25-10.10
BANKS (Fixed rates) 
Axis Bank141414
IDBI bank9.85-10.109.85-10.109.85-10.10
Union Bank of India11.411.4-12.412.4-12.65
HOUSING FINANCE COMPANIES (Floating rates)
Floating Rates:
Tata Capital>=8.60>=8.60>=8.60
PNB Housing8.50- 11.458.50- 11.708.60- 11.70
Central Bank Housing9.95-11.159.95-11.159.95-11.15
HDFC Ltd8.40-9.258.40-9.508.40-9.60
Indiabulls Housing Fin>=8.95>=8.95>=8.95
Aditya Birla Housing Fin8.50-13.508.50-13.508.50-13.50
Bajaj Finserv8.30-14.008.30-14.008.30-14.00
GIC Housingl Finance Ltd>=8.10>=8.10>=8.10
Reliance Home Finance9.75-139.75-139.75-11
Sundaram Home Finance Ltd*>=9.55>=9.55>=9.55
Piramal Capital & Housing Finance>=11>=11>=11
LIC Housing Finance Ltd8.3-108.3-10.208.3-10.40
HOUSING FINANCE COMPANIES (Fixed rates)
HDFC LtdNANANA
LIC Housing Finance Ltd9.759.759.75

Compiled by BankBazaar.com from respective bank's website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank's T&Cs.

Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. ^Card Rates

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