Find the best FD rates

As on : December 23, 2011

Click on the desired tenure for the best rates

Bank 91-120 days 120-179 days 180-270 days 271-364 days 1yr - 2 yrs 2 yrs - 3 yrs 3yrs - 5 yrs 5 yrs & above
Foreign Banks
The Royal Bank of Scotland 6.25 6.25 7.5 8 8.25 7.75 7.75 7.75
Barclays 7.8 7.8 8 8 8.25 9 9.25 9.25
Deutsche Bank 7.75 7.75 7.75 8 8 8.5 8.5 8.75
Standard Chartered Bank 7.5 7.5 7.75 7.75 8 8.25 8.25 8.25
Citi Bank 7.25 7.75 8.25 8.25 8.75 8.75 8.75 8.75
The HongKong & Shanghai Bank 7 7 8 8.5 8 7.5 8.5 8
The Bank of Nova Scotia 9 9 9 9 9 9 9 9
DBS Bank 8.1 8.1 8.25 8.3 8.75 8.6 8.6 9.5
Indian Banks - Public Sector
Allahabad Bank 7.3 7.3 8 8 9.5 9 8.75 8.5
Andhra Bank 7.25 7.25 8.5 8.5 9.4 9.4 9 9
Bank of Baroda 7 7 7.6 7.75 9.25 9.25 9 8.5
Bank of India 7 7 8 8 9 9 8.5 8.75
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
Canara Bank 7.25 7.25 8.1 8.1 9.25 9.25 9 9
Central Bank of India 7.4 7.4 8.5 8.5 9.25 9.3 9.25 9.09
Corporation Bank 8.5 8.5 8.25 9.25 9.5 9.25 9.25 9.25
Dena Bank 6.5 7 8 8 9.5 9.5 9.3 8.75
IDBI Bank 8 8 9 9.25 9.5 9.5 9.5 9.5
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
Indian Overseas Bank 7.75 7.75 8 8.5 9.25 9.25 9.25 9
Oriental Bank of Commerce 8 8 9 9 9.75 9.25 9.25 9.25
Punjab & Sind Bank 8 8.4 9 9.05 9.6 9.25 9.5 9.5
Punjab National Bank 7 7 8 8 9.25 9.25 9.25 9
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9.25 9.25 9.5 9.3
State Bank of Hyderabad 7.25 7.25 8 8 9.4 9.25 9.25 9.25
State Bank of India 7.25 7.25 7 7.75 9.25 9.25 9.25 9.25
State Bank of Mysore 7 7 8 8.5 9.25 9.25 9.25 9.25
State Bank of Patiala 7.25 7.25 8.25 8.25 9.5 9.25 9.25 9.25
State Bank of Travancore 7.25 7.25 8.75 8.75 9.5 9.5 9.5 9.5
Syndicate Bank 7.25 8 8.5 9.6 9.55 9.5 9.25 9.25
Union Bank of India 7 7.5 8.75 8.75 9.25 9.25 9.25 9.4
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.35 9.35
UCO Bank 8.5 8.5 9 9 9.5 9.25 9.25 9.25
Vijaya Bank 7 7 8 8 9.25 9.35 9 8.75
Indian Banks - Private Sector
City Union Bank 6 6 7.5 9 10 10 9.75 9.5
Development Credit Bank 5.75 5.75 6.75 6.75 8 8 8 8
HDFC Bank 6.75 6.75 7.25 7.25 8.5 8.5 8.25 8.25
ICICI Bank 7 7 7.5 7.5 8.25 8.5 8.75 8.75
IndusInd Bank 6.25 6.25 7.75 8 9 8.75 8.75 8.75
Karnataka Bank 7.75 7.75 8.5 8.5 9.75 9.5 9.25 9.25
Tamilnad Mercantile Bank 8 8 8.75 9 10.25 9.75 9.75 10
TNSC Bank 8 8 8.5 8.5 9.5 9.25 9 9
The Catholic Syrian Bank 7 7 8.5 8.5 9 9.25 9.25 9.25
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 8.75 10.1 9
The Federal Bank 7 7 8.5 8.5 9.5 9.25 9.25 9
The J & K Bank 7.25 7.25 8.25 8.25 9.25 9.5 9.5 9.5
The Karur Vysya Bank 7.8 7.8 7.8 8.5 10 9.75 9.5 9.5
The Lakshmi Vilas Bank 8 8 8.25 8.5 10.5 9.75 9.5 9
The South Indian Bank 7 7 8.5 8.5 9.75 9.25 9.25 9.5
ING Vysya Bank 8.7 8.7 8.7 8.7 9.5 9.25 9 9
Axis Bank 7 7 7.5 7.5 9.3 9.3 8.5 8.5
Kotak Bank 7.75 7.75 8.75 9 9.5 9.25 9.25 9.25
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
The figures in bold are the highest interest rates offered for the particular deposit period. Some banks offer higher interest rates for high value deposits.
Top Rates: 91-120 days
The Bank of Nova Scotia 9 9 9 9 9 9 9 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.5 9.25 9 9
Corporation Bank 8.5 8.5 8.25 9.25 9.5 9.25 9.25 9.25
UCO Bank 8.5 8.5 9 9 9.5 9.25 9.25 9.25
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
DBS Bank 8.1 8.1 8.25 8.3 8.75 8.6 8.6 9.5
Top Rates: 120-179 days
The Bank of Nova Scotia 9 9 9 9 9 9 9 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.5 9.25 9 9
Corporation Bank 8.5 8.5 8.25 9.25 9.5 9.25 9.25 9.25
UCO Bank 8.5 8.5 9 9 9.5 9.25 9.25 9.25
Punjab & Sind Bank 8 8.4 9 9.05 9.6 9.25 9.5 9.5
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
Top Rates: 180-270 days
The Bank of Nova Scotia 9 9 9 9 9 9 9 9
IDBI Bank 8 8 9 9.25 9.5 9.5 9.5 9.5
Oriental Bank of Commerce 8 8 9 9 9.75 9.25 9.25 9.25
Punjab & Sind Bank 8 8.4 9 9.05 9.6 9.25 9.5 9.5
UCO Bank 8.5 8.5 9 9 9.5 9.25 9.25 9.25
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
State Bank of Travancore 7.25 7.25 8.75 8.75 9.5 9.5 9.5 9.5
Union Bank of India 7 7.5 8.75 8.75 9.25 9.25 9.25 9.4
Tamilnad Mercantile Bank 8 8 8.75 9 10.25 9.75 9.75 10
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 8.75 10.1 9
Kotak Bank 7.75 7.75 8.75 9 9.5 9.25 9.25 9.25
ING Vysya Bank 8.7 8.7 8.7 8.7 9.5 9.25 9 9
Andhra Bank 7.25 7.25 8.5 8.5 9.4 9.4 9 9
Central Bank of India 7.4 7.4 8.5 8.5 9.25 9.3 9.25 9.09
Syndicate Bank 7.25 8 8.5 9.6 9.55 9.5 9.25 9.25
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.35 9.35
Karnataka Bank 7.75 7.75 8.5 8.5 9.75 9.5 9.25 9.25
TNSC Bank 8 8 8.5 8.5 9.5 9.25 9 9
The Catholic Syrian Bank 7 7 8.5 8.5 9 9.25 9.25 9.25
The Federal Bank 7 7 8.5 8.5 9.5 9.25 9.25 9
The South Indian Bank 7 7 8.5 8.5 9.75 9.25 9.25 9.5
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
Top Rates: 271-364 days
Syndicate Bank 7.25 8 8.5 9.6 9.55 9.5 9.25 9.25
Corporation Bank 8.5 8.5 8.25 9.25 9.5 9.25 9.25 9.25
IDBI Bank 8 8 9 9.25 9.5 9.5 9.5 9.5
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
Punjab & Sind Bank 8 8.4 9 9.05 9.6 9.25 9.5 9.5
The Bank of Nova Scotia 9 9 9 9 9 9 9 9
Oriental Bank of Commerce 8 8 9 9 9.75 9.25 9.25 9.25
UCO Bank 8.5 8.5 9 9 9.5 9.25 9.25 9.25
City Union Bank 6 6 7.5 9 10 10 9.75 9.5
Tamilnad Mercantile Bank 8 8 8.75 9 10.25 9.75 9.75 10
Kotak Bank 7.75 7.75 8.75 9 9.5 9.25 9.25 9.25
Yes Bank 8.25 8.25 8.5 9 9 9 8.75 8.75
Bank of Maharashtra 7 7 8.8 8.8 9.3 9.3 9 9
Top Rates: 1yr - 2 yrs
The Lakshmi Vilas Bank 8 8 8.25 8.5 10.5 9.75 9.5 9
Tamilnad Mercantile Bank 8 8 8.75 9 10.25 9.75 9.75 10
City Union Bank 6 6 7.5 9 10 10 9.75 9.5
The Karur Vysya Bank 7.8 7.8 7.8 8.5 10 9.75 9.5 9.5
Oriental Bank of Commerce 8 8 9 9 9.75 9.25 9.25 9.25
Karnataka Bank 7.75 7.75 8.5 8.5 9.75 9.5 9.25 9.25
The South Indian Bank 7 7 8.5 8.5 9.75 9.25 9.25 9.5
Punjab & Sind Bank 8 8.4 9 9.05 9.6 9.25 9.5 9.5
Top Rates: 2 yrs - 3 yrs
City Union Bank 6 6 7.5 9 10 10 9.75 9.5
Tamilnad Mercantile Bank 8 8 8.75 9 10.25 9.75 9.75 10
The Karur Vysya Bank 7.8 7.8 7.8 8.5 10 9.75 9.5 9.5
The Lakshmi Vilas Bank 8 8 8.25 8.5 10.5 9.75 9.5 9
Dena Bank 6.5 7 8 8 9.5 9.5 9.3 8.75
IDBI Bank 8 8 9 9.25 9.5 9.5 9.5 9.5
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
State Bank of Travancore 7.25 7.25 8.75 8.75 9.5 9.5 9.5 9.5
Syndicate Bank 7.25 8 8.5 9.6 9.55 9.5 9.25 9.25
Karnataka Bank 7.75 7.75 8.5 8.5 9.75 9.5 9.25 9.25
The J & K Bank 7.25 7.25 8.25 8.25 9.25 9.5 9.5 9.5
Andhra Bank 7.25 7.25 8.5 8.5 9.4 9.4 9 9
Vijaya Bank 7 7 8 8 9.25 9.35 9 8.75
Top Rates: 3yrs - 5 yrs
Dhanlaxmi Bank 7.25 7.25 8.75 8.75 9 8.75 10.1 9
City Union Bank 6 6 7.5 9 10 10 9.75 9.5
Tamilnad Mercantile Bank 8 8 8.75 9 10.25 9.75 9.75 10
IDBI Bank 8 8 9 9.25 9.5 9.5 9.5 9.5
Indian Bank 7 7.5 7.75 9.25 9.5 9.5 9.5 9
Punjab & Sind Bank 8 8.4 9 9.05 9.6 9.25 9.5 9.5
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9.25 9.25 9.5 9.3
State Bank of Travancore 7.25 7.25 8.75 8.75 9.5 9.5 9.5 9.5
The J & K Bank 7.25 7.25 8.25 8.25 9.25 9.5 9.5 9.5
The Karur Vysya Bank 7.8 7.8 7.8 8.5 10 9.75 9.5 9.5
The Lakshmi Vilas Bank 8 8 8.25 8.5 10.5 9.75 9.5 9
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.35 9.35
Dena Bank 6.5 7 8 8 9.5 9.5 9.3 8.75
Top Rates: 5 yrs & above
Tamilnad Mercantile Bank 8 8 8.75 9 10.25 9.75 9.75 10
DBS Bank 8.1 8.1 8.25 8.3 8.75 8.6 8.6 9.5
IDBI Bank 8 8 9 9.25 9.5 9.5 9.5 9.5
Punjab & Sind Bank 8 8.4 9 9.05 9.6 9.25 9.5 9.5
State Bank of Travancore 7.25 7.25 8.75 8.75 9.5 9.5 9.5 9.5
City Union Bank 6 6 7.5 9 10 10 9.75 9.5
The J & K Bank 7.25 7.25 8.25 8.25 9.25 9.5 9.5 9.5
The Karur Vysya Bank 7.8 7.8 7.8 8.5 10 9.75 9.5 9.5
The South Indian Bank 7 7 8.5 8.5 9.75 9.25 9.25 9.5
Union Bank of India 7 7.5 8.75 8.75 9.25 9.25 9.25 9.4
United Bank of India 8 8 8.5 8.75 9.25 9.25 9.35 9.35
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9.25 9.25 9.5 9.3

Published on December 23, 2011
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