An insurtech start-up is working with insurance companies to provide wellness solutions to their health-insurance policyholders to help improve their fitness levels and lower claims and annual premiums.

Watch Your Health has already tied up with insurance companies, including Edelweiss Tokio Life, Cigna Health Insurance, ICICI Lombard General Insurance and Reliance General Insurance.

“We want to sign up with more partners and are in talks with a few more companies,” said Ratheesh Nair, founder and CEO, Watch Your Health, adding that it aims to function like a credit bureau that will give health scores and help people port their insurance policies easily.

“There is no health score and every time customers have to get a medical check up done to buy any insurance policy,” he noted, adding that the company wants to eventually tie up with all insurers providing health cover.

While most health insurance covers offer such solutions, it is up to the customer to take it up, according to Nair. “We follow up with customers on an individual basis,” he said.

Founded in 2015, the company has a team of health coaches, including doctors, dieticians, physiotherapists and psychologists, to service 25 lakh customers.

It has also tied up with companies such as Bharat Petroleum, Talwarkars, Suburban Diagnostics and RBL Bank, to provide health and wellness solutions under their employee wellness programmes.

(This story has been amended to remove the names of certain insurers whom the company had wrongly claimed to have tied up with.)