Interest rates on home loan (%)

Loan Amounts (Rs.)

Upto 30 lakh

30 lakh to 75 lakh

Over 75 lakh

Banks

Floating Rates

Allahabad Bank

8.55

8.55

8.55-9.05

Andhra Bank

8.75-8.80

8.75-8.80

8.75-8.90

Axis Bank^^

8.50-8.55

8.50-8.70

8.65-8.75

Bank of Baroda***

8.50-9.50

8.50-9.50

8.50-9.50

Bank of India

8.70-8.75

8.70-8.75

8.70-8.75

Bank of Mah.

8.75-8.85

8.75-8.85

8.75-8.95

Canara Bank

8.65-8.70

8.65-8.80

8.75-8.85

Central Bank

8.5

8.5

8.50

Corp. Bank

8.50-8.95

8.50-8.95

8.50-9.20

Dena Bank

8.50-8.60

8.50-8.60

8.50-8.65

Federal Bank^^

9.10-9.20

9.10-9.20

9.20-9.20

HDFC Bank

8.70-8.80

8.70-8.90

8.80-8.90

ICICI Bank

8.70-8.80

8.70-8.90

8.70-8.95

Indian Bank

8.6

8.6

8.60-8.70

IOB

8.5

8.50-8.60

8.60-8.75

IDBI Bank^^

8.60-8.65

8.60-8.80

8.75-8.90

J&K Bank

8.65-8.75

8.65-8.75

8.65-9.05

Karnataka Bank^^

8.6

8.6

8.60-8.90

KVB

8.90-9.55

8.90-9.55

8.90-9.55

PNB

8.65-8.70

8.65-8.70

8.65-8.75

Punjab&Sind Bank

8.7

8.7

8.70-8.95

SBI

8.35-8.65

8.35-8.80

8.50-8.90

South Indian Bank

8.80-9.25

8.80-9.25

8.80-9.25

Syndicate Bank

8.75

8.75

8.75

TMB

9.1

9.1

9.1

UCO Bank

8.55

8.55-8.65

8.65-8.80

Union Bank

8.65

8.65

8.65-8.70

United Bank^^

8.60

8.60

8.60

Vijaya Bank

8.55

8.55

8.55

Fixed Rates

Axis Bank

11.75

11.75

11.75

Corp. Bank

11.95-12.45

12.45

12.45

Dena Bank

11.25

11.75

11.75

HDFC Bank

8.80-8.90

8.80-9.00

8.80-9.00

ICICI Bank

8.75-9.95

8.75-10.30

8.85-10.30

Indian Bank

9.6

9.6

9.60-9.70

IDBI Bank

10.25-10.50

10.25-10.50

10.25-10.50

PNB

9.15-9.20

9.15-9.20

9.15-9.25

Union Bank

11.40

12.40-12.65

12.65

Housing finance companies

Floating Rates

Dewan HF**

8.7

8.7

8.7

Tata Capital

8.70-8.85

8.70-9.15

8.85-9.15

PNB Housing

8.99-12.00

8.99-12.00

8.99-12.00

Central Bank HF

9.80-9.95

9.90-9.95

9.90-9.95

HDFC

8.70-9.30

8.70-9.40

8.80-9.40

Indiabulls HF

8.70-10.05

8.70-10.05

8.70-10.95

Fixed Rates

PNB Housing

9.25-12.00

9.25-12.00

9.25-12.00

HDFC

8.80-9.40

8.80-9.50

8.90-9.50

Indiabulls HF

9.25-10.30

9.25-10.30

9.25-11.20

Note: Rates that vary with tenures within the specified loan amounts are indicated as a range. Fixed interest rates may be subject to a revision after a specified tenure. Rates may also apply only for a definite period and change to floating thereafter. **8.35 per cent onwards. ***Additional charges as per risk rating. ^^For Plain Home Loan with MCLR reset frequency of six months. Contributed by BankBazaar.com, an online marketplace for comparing loans and insurance products.

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Published on August 31, 2018
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