Personal Finance

Shyam, who is on the verge of buying a car, finds himself discussing more about car insurance than the car itself.Manohar: So Shyam have you finalised ...

Should you go for Shriram Transport FDs that offer up to 7.5% interest?

Clean repayment record so far, but some stress visible in operations in the near-to-medium term

Tax Query: Does a senior citizen pay advance tax on capital gains?

I am 72 years old and invest regularly in the share market. I bought shares of a company two years back and sold it yesterday.I made a profit of ...

How to be an accredited investor

Any investor meeting certain minimum net worth and income criteria can get certified by notified agencies to earn that moniker

Should those above 65 go for the National Pension System?

The logic for investing may be very different for those over 65 years of age

Stockmarket New peak margin rules and how it will impact you

Investors and traders who generally pay full traded value need not worry. Participants trading intraday will be the most affected

Tax Query: TDS on capital gains for NRI investing in MFs with power of attorney

My son Prabaharan is an NRI. I am investing in mutual funds for him basis a power of attorney. The payment is made from the joint savings account of ...

How a retired professional can provide for his family and also give back to society

As with many of us, the Covid-19 pandemic has spurred him to be sensitive to unforeseen challenges

Know the difference between exemption and deduction

Even though both the terms do ultimately mean a lower tax outgo for you, they are different

Should you invest in the latest Sovereign Gold Bond issue?

Current issue price is lower than before and hence use bonds to up your long-term gold allocation

How safe deposit lockers have become safer

Banks can no longer use ignorance about contents to deny liability

What you need to know before buying a heart cover

Given the rise of heart-related ailments, a standalone cardiac cover is handy in some situations

How to save on premium in life policies

Know the key factors that influence the premium

IT returns Is it mandatory to file income tax returns, by only referring to Form 26AS?

Details reflected in the Form 26AS are based on the withholding tax returns filed by tax deductor

Should you go for HDFC Green deposits, SBI Platinum deposits?

It is important for investors to compare the interest rates across tenures with existing products from peers

‘Have a long-term view, nothing happens overnight’: Hiren Ved of Alchemy

A veteran equity investor shares a ring-side view of his personal finance philosophies, investing journey highlights and crucial lessons over three decades

No claim bonus How does no claim bonus work

NCB is a reward for not making an insurance claim during a year

International investing Should you try these new options for international investing?

Special global stock trading platforms are coming up in GIFT City, while curated global stock portfolios are also on the table

Loan mantra 4 mantras to help you borrow wisely

Planning for a date with debt? Here are some tips to avoid the pitfalls and hit a home run

HDFC Ergo Optima Secure Is HDFC Ergo Optima Secure value for money?

A comprehensive plan that provides ample sum insured

All you wanted to know about the new changes in deposit insurance

Learn how deposit insurance works and why you stand to benefit more now

What e-commerce co-branded credit cards offer

If Covid-19 and the ensuing lockdowns have got you habituated to purchasing your essentials only online, there are specialised credit cards that can ...