Personal Finance

I superannuated in May 2018 from BEML, a Bengaluru-based PSU on attaining the age of 60. I retired on pre-revised wages, though the wage was due for ...

How to make a claim on your health insurance policy

I retired from a job with the Andhra Pradesh State government. I am entitled to government health insurance cover for myself and my spouse. Last ...

Loan Basics Why having no credit history is a disadvantage

Why having no credit history is a disadvantage

Here’s how first-time borrowers can improve their credit score

Due Diligence What you should know about EPFO pension

What you should know about EPFO pension

It assumes significance in the backdrop of some expected changes in the structure

Simply put How cashless garage facility benefits you

How cashless garage facility benefits you

A big relief when you’re short of funds

Taking Cover How to get your insurance complaints addressed

How to get your insurance complaints addressed

You can escalate the complaint with IRDAI

Readers’ Feedback

I have been a regular reader of BusinessLine almost from its first edition way back in 1994. I was actually very disappointed when the Sunday edition ...

Power Finance Corporation NCD: Should you invest?

Investors can consider the floating rate option alone in this issue, which opens on January 15

Tax query: What’s the taxability of interest on FD credited by a co-operative bank?

This is with reference to the reply given ( published on November 16, 2020) to a query raised by H S Murlidhar. The query was regarding taxability of ...

Simply Put How you can take the benefit of indexation

Wishing the inflation were higher!

FD Watch Should seniors go for special FD rates offered by some banks?

SBI, ICICI Bank and HDFC Bank offer more

Real Returns Why IPO stocks need close watching

Ensure that the investment thesis based on which you bought the IPO still holds good

Taking Cover Should you go for Care Health’s new rider plan — Care Shield?

Care Health Insurance’s new rider offers no great benefit. We review its pros and cons

Readers’ feedback

The articles covered by your esteemed newspaper are very informative and well-researched. May I request you to extend your coverage to issues related ...

What you should know about standard home insurance cover

Called Bharat Griha Raksha, a standard home cover will be available with insurers from April 1 onwards

Simply Put How zero depreciation cover works

How zero depreciation cover works

DCB Health Plus FD: Beats most peers in returns

Free medical services offered spice up the scheme

Your taxes

I purchased a flat on November 16, 2010 for ₹24.5 lakh and sold it on March 11, 2020 for ₹38 lakh and there is no long-term capital gains. Out of ...

Financial Planning Right corpus eases retirement pangs

The fund for post-work life should stand the test of inflation and the test of safety of capital

Taking Cover Who should go for a personal accident cover

If you have only a pure vanilla term cover and a health plan, then you should get personal accident insurance policy also

New Year resolutions for your finances

With hindsight of 2020, plan with foresight for 2021

Should you invest in the new Sovereign Gold Bond series?

The issue price of ₹5,000 per one gram is lower than that in the preceding four series; investors may allot 10-15 per cent of their portfolio to gold

Your Taxes Know how the rent collected is accounted for I-T purpose

Request response on the following questions on tax pertaining to undivided property and tax applicable to rent: 1. Can the rent allotted from ...

Due Diligence Track the mails from brokers, bourses

Investors can do certain basic checks regularly to protect themselves from broker-related frauds

Key points to keep in mind while selecting an insurance policy

I am 29 years old and my husband is 30 years old. We want to buy a life insurance policy. We are looking for a policy that not only covers the family ...

Simply Put Know the magic of compounding

But a killer if you default on loans

What you need to know about assured income plans

They offer life cover and assured returns

2020 — A review BusinessLine Portfolio 2021: What’s coming up

We put our best foot forward in helping you navigate the ups and downs

Why tax-free bonds are a good alternative to bank FDs

Investors in 30% bracket can consider tax-free bonds as they offer relatively better returns

Readers’ Feedback

The introduction of Portfolio on Sundays has received an overwhelming response. We thank our readers for the appreciation and the useful ...

Your taxes What tax deductions are allowed on pension income

I would like to know whether a senior citizen is eligible for the following I-T deductions from his/her pension income: i) deduction under Section 80C ...