Personal Finance

193 series of tax-free bonds issued by 14 infrastructure finance companies from FY12 to FY16 are listed and traded in the cash segment of BSE, NSE

The guarantor should ask the loan applicant to opt for loan protection cover

This is in the context of a story titled ‘Why you shouldn’t delay repaying loans anymore’ that appeared in BusinessLine on September 6. It says: “Can ...

Investors can take exposure directly to US stocks or opt for the MF route

With the six-month moratorium coming to an end, here’s what you need to know

Payment of stamp duty acts as proof of ownership in court while registration charges are paid to record execution of transaction

Higher reward potential in direct stocks comes with higher risk. A calibrated approach and judicious mix will be a good combination

Gratuity is a reward for the years of service put in by an employee; tax benefits depend on the type of employer

This is in the context of the Big Story titled ‘Unlock your investment plans from home’ dated August 15, 2020. Would like to say that the article had ...

This benefit is welcome if the original cover is small, but has its limitations

The Charter doesn’t stem from any legal provision in the Income Tax Act

ESG funds have the capability to deliver returns on par with large-cap funds

I own two houses. House A is self-occupied (notional rent: ₹15,000 per month ) and House B has been rented out (rent: ₹51,000 per monthm). For filling ...

The depositor can redeem the principal (gold deposit) either in cash — amount equivalent to the value of gold — or in gold

The charter tries to emphasise that the tax department trusts the taxpayers

Large-cap, index funds and aggressive hybrid are relatively safer categories among equity funds

Good planning and proper asset allocation will help

I retired from State Bank of India in May this year. Kindly advise me the tax liability on the amount received on retirement by encashing earned ...

Gold ETFs and sovereign gold bonds are the safest bet; wallets are fraught with risks

The expansion of investment options over the decades has enriched investors, even if savings in financial assets are still low

Switching to repo-linked home loans can help you save a tidy sum, but consider other factors, too

I am a pensioner, a senior citizen with income below ₹5 lakh (after deducting ₹1.5 lakh 80C investments, ₹40,000 standard deduction, ₹50,000 interest ...

Medical expenses many a time overshoot the insurance cover of an individual. Top-up plans can come handy at such times. Top-up health plans come with ...

Investors can consider two-year cumulative FDs which offer 7 per cent return