Personal Finance

Assignment of policy in life insurance means legal transfer of rights from the policyholder to another person. Normally, at the time of getting a ...

I am covered under the group life insurance policy of my employer. The sum assured is 48 months of salary, which is ₹1.25 lakh a month. This cover ...

There is more to the new Motor Vehicles Act than steep fines

Filing a claim for small amounts will not be beneficial

The performance of these funds has been as good as their mutual fund counterparts

Home cover policies have multiple rules and restrictions that you need to be aware of

Investors not looking for regular income can consider the 36-month cumulative option

Break up the retirement timeline and take well-calculated risks by investing in a mix of debt and equity

These distributors provide direct mutual fund investment options free of charge

As the target gets closer, you will be anxious to protect your existing portfolio value

My married daughter is a housewife. She has only interest income of about ₹1 lakh annually, much below the (tax) exemption limit. But three years ago, ...

A few takeaways for small investors on when to invest in a company’s stock

Wealth-related emotional responses can drive you to choose sentimental investments

Make sure the benefits outweigh the cost

I was an accountant in a private company, and after retiring, I rejoined the same firm on a retainership basis (there is no employer-employee ...

On new ULIPs, the minimum sum assured will be less than 10 times the premium

Whether buying for own use or as an investment, look for a few key attributes

These AI-powered bots are programmed to assist policyholders

After years of accumulating wealth in your retirement portfolio, you are now ready to enjoy a comfortable retired life. Yet, you also want to leave ...

I’m a senior citizen; I retired after working for multiple private companies. I don’t have any monthly pension payment directly from any ex-employer.

The rules for reporting income from intra-day trading or F&O are quite straightforward

While the transmission will happen faster, it can make EMIs more volatile and pinch you when rates increase

 An insurance web aggregator compiles and provides information about insurance policies of various companies online. The role of an aggregator is to ...

I am 26 years old and working. In 2016, I had taken a term insurance from ICICI Prulife’s iProtect Smart for ₹1.5 crore for a premium of ₹21,000 (the ...