Personal Finance

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Home Truths A fresh coat of paint

A fresh coat of paint

Painting your home is not all black-and-white;knowing a few nuances can save money

Debt Watch PFC Tax-free Bonds: Charge up your debt investment

PFC Tax-free Bonds: Charge up your debt investment

Among bonds of state-run infra companies, PFC looks attractice

Financial Planning Arriving at the right asset allocation

Arriving at the right asset allocation

A couple — Amit, 42, and Neeraja, 37 had queries with respect to their personal finance. Though they had investments, they were not sure whether those ...

Your Taxes

I bought 50 Wipro shares for ₹458.65 on February 6, 2017 and sold the shares (including bonus shares) on January 3, 2019. The company had declared 1:1 ...

Investment school Know the charges on ULIPs

Know the charges on ULIPs

Compared to mutual funds, ULIPs come with a long list of service costs

Portfolio Ideas Balancing your present and future self

Balancing your present and future self

Distance yourself from a decision so that your present is not hurt and the future is cared for

Smart Seniors Pros and cons of loan against pension

Pros and cons of loan against pension

While it may not be the most suitable option for pensioners, it does help meet emergency requirements

De-Tax Mission ₹5 lakh — how to get there?

Mission ₹5 lakh — how to get there?

You can get rebate and avoid tax by using deductions and other breaks

Taking Cover Why timely renewal of health cover is critical

Why timely renewal of health cover is critical

Pay the premium on time to reduce stress and for continuity benefits

Insurance Uncovered

Following are the frequently asked questions from IRDAI:What is an eIA (e-Insurance account)?eIA stands for e-Insurance Account or electronic ...

Term of the week Participating and non-participating policies

Insurance policies that have a saving component to them (endowment or money-back plans) are of two types — participating and non-participating. In ...

Loan Basics Ways to reduce your EMI

Here are a few options if high monthly outgoes are a cause for concern

FD Watch Suryoday Small Finance Bank: A safe option for higher returns

Small finance banks offer far more attractive rates than traditional banks

Home Truths Click your way through property services

You can get a lot of housing-related government services done online

Investment School All about operating profit

Most firms do not disclose operating profits separately. So, how can you calculate it?

Real Returns How gold fits into your investment plans

Don’t buy it for great returns, but as your insurance against market turmoil

FD Watch LIC Housing Finance: A good blend of safety and returns

Highest ratings and healthy returns make this a fine deal

Meet the Expert ‘Emotions pre-empt other knowledge in finance’

Investing is a personal endeavour; you need to understand your biases, says Morgan Housel

De-Tax Services at the click of a mouse

Initiatives to take I-T services online aim to bring transparency and objectivity

Home Truths Budget boost for home owners

More flexibility can reduce tax outgo on income from property

Investment School Know the types of ULIPs

Go for quality ULIPs with low charges and a track record of solid returns

Portfolio Ideas How to bridge investment value gaps

You should be willing to transfer money from your least- to high-priority goal

Your Taxes

My father-in-law, aged about 64 years, is selling his house for about ₹30 lakh (the property is his own, not from ancestors). The property is located ...

Taking Cover Legal safeguards in your insurance

Regulators have built mandatory provisions that protect policyholders

Term of the week

LapsationOne has to pay premium on the life insurance policy as and when it is due, failing which the policy will lapse, meaning, it will lose all or ...

Loan Basics Bridge the gap with a loan

Waiting for loan disbursement? Bridge loans can help meet your short-term needs

Your Taxes

A very close friend of mine passed away leaving certain shares in his demat account, which is now in the name of his widow — the only surviving member ...

What Reader’s [email protected]

I have read BL almost every single day in its 25-year journey. It has stayed distinct from other papers. Its news is verified; its space never lends ...

Home Truths Her rights to property

Women have legal rights over property that are not commonly known. Here’s a list of FAQs

Term of the week Top-up in health insurance

Medical expenses many a times overshoot the insurance cover of an individual. Top-up plans can come handy in such times. Top-up health plans come with ...