Personal Finance

A glut of savings provides the technical backdrop for this outlook

After serving a company for more than 20 years, I had to surrender shares I got as ESOP, on my resignation from the company. The shares are not ...

Pledging of MF units is cheaper than a personal loan. Read on to know the criteria

There are instruments that offer liquidity as well as higher returns on savings

The policy offers comprehensive critical illness cover at an affordable price

This category of MFs is less volatile, and the returns are taxed lower, too

Measuring water usage has its advantages, but consider its practical issues, too

My son is doing PhD in a university in the US for which he gets scholarship. He wants to send some amount out of his scholarship money for my ...

Do not let jargon spook you. Here, we help you decipher different terms used in bond market

Your debit/credit card, mobile plan or SIP may offer free insurance cover; it is essential for you to pay attention to what’s on offer

India will soon join the rest of the world in the shift towards passive investing, says Margaret Franklin

Regular investments, emergency reserves, adequate insurance and plugging gaps can do the trick

It’s just what your doctor prescribed — stay fit, reduce premium on your health policy

My brother, who has been an Australian citizen for the past 30 years, had bought a house in Kerala in 1994 for his parents. The total cost was around ...

The options are costly; the best course is avoiding or delaying the loans, if you can

A safe bet for conservative investors, it is the cheapest among exchange-traded funds

As the sum assured it may be insufficient for your family; so pay more attention to the math

Voluntary Provident Fund is easy to invest in, and tax-efficient

Tier-2/3 city properties are being promoted; but risks may not outweigh returns

Insurance policies with a saving component (endowment or money-back plans) are of two types — participating and non-participating. In participating ...

While your child is ensured a lump-sum at a certain age, these plans are often expensive and offer low returns

I retired from a PSU in May 2018 on reaching 60 years of age. I seek the following clarifications.1. I had invested in the Jeevan Suraksha scheme of ...

Net earnings from such schemes have to be included under ‘income from other sources’

I wish to create two separate irrevocable specific private trusts for two of my minor granddaughters who are living in the UK with their NRI parents.