Personal Finance

Other

Term of the Week: Roadside assistance cover

The provision of roadside assistance (RSA) as an add-on cover to the motor insurance policy offers much-needed relief to a car/bike owner if the ...

NFO Mirae Asset Focussed Fund: Stock-picking matters in a focussed portfolio

Mirae Asset Focussed Fund: Stock-picking matters in a focussed portfolio

Focussed funds from other MF houses offer alternatives

Due Diligence Paying the price for unregulated deposits

Paying the price for unregulated deposits

The Banning of Unregulated Deposit Schemes Ordinance aims to tackle the menace of illicit deposit-taking activities

FD Watch PNB Housing Finance: Lock into attractive interest rates

PNB Housing Finance: Lock into attractive interest rates

The NBFC also offers a high degree of safety to depositors

Home Truths Don’t fall for these property ‘deals’

Don’t fall for these property ‘deals’

Given the current high-risk market conditions, caution beats returns-chasing

Term of the week: Third-party cover

Third-party cover in a motor insurance policy provides coverage against any legal liability that might arise during an accident.It covers any damage ...

Insurance Uncovered

I am a 64-year-old self-employed lady. I had purchased (LIC’s) Jeevan Anand policy in 2011 with an SA (sum assured) of ₹5 lakh. The annual premium is ...

Save Smart Now’s the time for small savings schemes

Now’s the time for small savings schemes

Lock into attractive rates before the Centre moderates the rates on these schemes

Primer A millennial’s guide to buying health cover

A millennial’s guide to buying health cover

Take a policy as early as possible, when you are healthy

Term of the Week Insured declared value

Insured declared value (IDV) is the monetary value of a vehicle as fixed by an insurer. IDV is the current market value of your vehicle, less ...

Insurance Uncovered

I am looking for a health insurance policy for my parents with a sum assured (SI) of ₹5-7.5 lakh. My father’s age is 60 and my mother’s 57. Since they ...

Taking Cover Ways to boost your health insurance

Opt for a base health plan with restoration feature, and add a super top-up to it

Due Diligence In the IPO market, it’s a game of luck

The massive over-subscription in most IPOs often leads to retail investors getting allotted only a few shares

Home Truths Plan well your property inheritances

Senior citizens should not postpone decisions relating to property assets

FD Watch NCD issue - JM Financial Products: For those with an appetite for some risk

The issue offers attractive interest rates and effective yields

Financial Planning Time is your friend in investing

Long-term investing can lead to inflation adjusted returns, and aid in compounding

Portfolio Ideas Which is the riskiest of them all?

Which one should you go for — index or active funds?

Your Taxes

I understand that 10 per cent LTCG tax on equity is chargeable when the profit in this category exceeds ₹1 lakh. I sold a few shares that I had held ...

Real Returns Making thumb rules work for your nest egg

American guidelines such as 10 times income or 25 times expenses may leave you short on retirement funds

Home Truths Farm without soil

Hydroponics is a method of growing plants using mineral solutions in water

Insurance Uncovered

I stopped investing in insurance after a bad experience a few years ago. But now, I am looking for a life insurance policy and a health cover for ...

Investment School Where ULIPs park their money

Value of a ULIP will fluctuate depending on the instruments it has invested in

Portfolio Ideas Balancing the emotional and the rational

Spouses must calibrate investment choices based on both their biases

De-Tax Get going early this new financial year

Put in place the basic building blocks of your investment portfolio

Fintech Paytm Money app: Cost-effective and convenient

The platform allows investors to buy and sell direct plans of mutual funds, but it may not be suitable for everyone

Debt watch Start small with post-office RDs

Inculcate the habit of systematic investment and also get good returns

De-Tax Get ready to disclose more to the taxman

The new ITR forms call for a host of additional disclosures from individuals as well as other assessees

Insurance Uncovered

We have a hospital at Rajahmundry, EG Dist, Andhra Pradesh, and have empanelled some insurance TPAs. At the time of admission of patient for cashless ...