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PhonePe
PhonePe, Flipkart’s UPI app - has one distinct advantage over other UPI apps. It allows quick transfer of funds within our own accounts linked to UPI - within seconds.
First, you have to link all your accounts to PhonePe under UPI. The linking follows the usual UPI process of verifying the phone number and linking the accounts linked to the phone number. For this to work, all your accounts must be linked to the same number.
Once the accounts are linked in PhonePe, it is now possible to transfer money among the accounts with just a few clicks. There is no need for account numbers or IFSC codes or even MMIDs, as the transfer is done through UPI.
In the opening screen, select the ‘To Self’ option under ‘Transfer Money’. The next screen will show you the list of banks you have linked to PhonePe.
Select the account you have to transfer the amount to. The screen also allows you to add a new account if you have forgotten to add one.
In the next screen, enter the amount and select the account you want to transfer the money from. This screen too offers the option to link a new account.
Once you select the account, you will be required to enter your UPI PIN. That’s it. The money will be transferred and credited within seconds.
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