Supervisory Data Quality Index (sDQI) score of Scheduled Commercial Banks (SCBs) has improved to 89.3 in March 2025 as compared to 88.6 in March 2024, according to RBI.

sDQI measures data quality in terms of the accuracy, timeliness, completeness and consistency in the submission of returns.

A sDQI score of more than 90 is considered as “good”; between 80 and 90 (“acceptable”); between 70 and 80 (“needs improvement”); and less than 70 (“major concerns”).

The sDQI score of small finance banks at 90.6 in March 2025 is the highest among all SCBs. However, it has dropped from 91.0 in March 2024. Public sector banks’ sDQI score has declined to 88.8 as compared to 89.2.

Private sector banks and foreign banks have reported an improvement in their sDQI score to 89.6 (88.9 in March 2024) and 89.1 (87.6), respectively.

The sDQI for SCBs covers 87 SCBs and their key returns (such as Return on Asset Liability and Off-Balance Sheet Exposures, Return on Asset Quality, Return on Operating Results, Risk Based Supervision Return, Liquidity Return, Return on Capital Adequacy, Central Repository of Information on Large Credits – Main).

Supervisory Returns refer to all periodic/ ad-hoc data submitted to RBI in formats prescribed from time to time, irrespective of the technology platform, periodicity and the mode of submission.

Published on June 18, 2025