With reference to the editorial ‘System alert’ (February 21), the alarming rise in non-performing loans threatening financial stability cannot be taken lightly.

The IMF has been issuing warnings off and on about stern action on weakening bank balance sheets. Though the RBI has been seized of the problem, unless both banks and borrowers are disciplined and professional in their methods, the NPA menace cannot be minimised

TV Gopalakrishnan

Bangalore

PSU banks are heaping all the blame on the software sector to cover up for their profligacy, improper evaluation and giving loans without due diligence. Due to faulty HR policies, PSU banks are facing a severe shortage of manpower. The problem of shortage of staff has been exacerbated with the expansion of branches. Officers who qualify for voluntary retirement quit because of frequent transfers. MM Gurbaxani

Bangalore

Hearsay has no say

Allegations based on mere hearsay without supporting documents and clinching evidence will not only fall by the wayside but also make the person making such claims, pay for it (‘AAP alleges power scam in Maharashtra’, February 21). In a country where the nexus between politicians and bureaucrats rules the roost, only the implementation of a stringent and undiluted Lokpal Bill bereft of loopholes will work. Mere allegations will not serve any useful purpose.

HP Murali

Bangalore

High time

This refers to the news report ‘States to be ranked based on business-friendliness’ (February 21). This idea should have been put into effect long back. Various factors, political considerations not excluded, are almost always causing roadblocks in the implementation of projects. It is worthwhile listing out the issues that affect the business climate, the reasons for hold-ups, and probable solutions to avert them. Issues related to environmental and certain natural conditions also create problems in the speedy execution of projects.

TR Anandan

Coimbatore

Effective communication

We need to understand what language is (‘The colonisation of the mind’ by Shekar Swamy, February 20). Language is necessary to communicate. And how we communicate for the betterment of the majority is what we should focus on.

English has helped India to have a link language — India was and continues to be group of widely disparate people, different in terms of customs, looks, behaviour and language. We have 18 scheduled and 6 classical languages. While Hindi can gradually become a common language, it should not be forced. Saying Samsung is an IT company from Korea with engineers who speak Korean is not the right comparison to make. Indian IT was voice and software based and this needed English. We do lead in different exports — leather and clothing, for example, is made by people who don’t speak English. Let’s not create more issues for the country; we already have enough.

Ravi Shankar

Hyderabad

Indian models

This is with reference to ‘What they don’t teach you at B-school’ by Sundeep Manghat and Balasubramanium R (February 21). Indian models also have to be applied while learning because most of the graduates are either becoming entrepreneurs or expanding their family businesses or farming. Harsh Mandanna

Kodagu

Most of the mushrooming Indian B-schools look at the quantum of student intake rather than quality of education. They still survive on run-of-the-mill curricula. Unless the curriculum is in sync with industry requirements, there will be a negative impact on business schools and their faculty.

M Vignesh

Madurai

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