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In yet another first of its kind technology adoption in governance, Karnataka has captured all the details of 70 lakh farmers in the State under a single platform.
The Farmer Registration and Unified beneficiary Information System (FRUITS) portal has not only captured the details of the land owned by the farmers but also has information on the crops grown, loans taken from the banks and financial institutions, insurance coverage and also the benefits availed from various government schemes.
“Farmers registered under the FRUITS will be given an identification number. Using this number, the Financial Institutions (FIs) and lending institutions can check the land details of the farmers as well as their borrowings and take a quick decision on lending money to the farmers depending on their requirements,” said Rajeev Chawla, Additional Chief Secretary, e-Governance Department, Karnataka.
At an event organised by NABARD on Tuesday, Canara Bank, convenor of the state-level bankers’ committee in Karnataka, was granted access to the FRUITS platform on a pilot basis.
“Once it is found successful, all other FIs will be brought on to the portal so that at one place, all the data pertaining to the loans of the farmers will be available,” Chawla added.
A Manimekhalai, Executive Director, Canara Bank, observed that Karnataka has always been at the forefront of technical initiatives to improve the ease of banking as can be seen from the various initiatives like BHOOMI package, Debt Waiver portal and currently, the FRUITS portal.
The FRUITS portal is integrated into the BHOOMI package of the State for fetching and validating the land details. Another important facility of this portal is the online creation of charges by which visit of farmers to the Sub-Registrar Office is avoided, Manimekhalai said.
Niraj Verma, Chief General Manager & Head of Karnataka Regional Office, NABARD said that the FRUITS portal is the first of its kind in the country wherein the land and other details of all the farmers in the State are being captured. Verma hoped that this project should serve as a role model for other States in the country.
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