Interest rates on home loan (%)



Loan Amounts (Rs.)

Upto 30 lakh

30 lakh to 75 lakh

Over 75 lakh

Banks

Floating Rates

Allahabad Bank

9.7

9.7

9.70-9.95

Axis Bank

9.60-9.75

9.65-9.75

9.65-9.75

Bank of Baroda

9.65

9.65

9.65

Bank of India**

9.70

9.70

9.7

Bank of Mah.

9.70-9.95

9.70-9.95

9.70-10.45

Canara Bank

9.65

9.65

9.65-9.75

Central Bank

9.7

9.7

9.70

Corp. Bank

9.65

9.65

9.65-9.90

Dena Bank

9.7

9.7

9.95

Federal Bank

9.68-9.83

9.68-10.08

9.98-10.08

HDFC Bank

9.90-10.90

9.90-10.90

9.90-10.90

ICICI Bank

9.50-9.55

9.50-9.55

9.50-9.80

Indian Bank

9.65

9.65

9.9

IDBI Bank

9.75

9.75

9.75

J&K Bank

9.5

9.50-10.25

11

KVB**

10.40

10.40

10.40

PNB

9.6

9.6

9.60

SBI

9.50-9.55

9.50-9.55

9.50-9.55

SB of Mysore

9.85

9.85

9.85

SB of Travancore

9.95

9.95

10.2

Syndicate Bank

9.7

9.7

9.7

TMB

10.40-10.90

10.9

10.9

UCO Bank

9.70

9.70

9.70

Union Bank

9.65

9.65

9.65

United Bank

9.75

9.75

9.75

Fixed Rates

Axis Bank

11.75

11.75

11.75

Corp. Bank

12.65-13.15

13.15

13.15

Dena Bank

11.25

11.75

11.75

HDFC Bank

9.95-10.05

9.95-10.05

10.05-10.40

ICICI Bank

9.50-9.75

9.55-10.10

9.55-10.10

Indian Bank

10.65

10.65

10.90

IDBI Bank

10.25-10.50

10.50

10.50

PNB

10.10

10.10

10.10

Union Bank

11.40

12.40-12.65

12.65

Housing finance companies

Floating Rates

Dewan HF

9.75-10.00

9.75-9.85

9.75-10.50

Tata Capital*

9.70-10.00

9.70-10.00

9.70-10.25

PNB Housing

9.75-10.45

9.75-10.45

9.75-10.45

Central Bank HF

10.00-10.25

10.10-10.35

10.75

HDFC **

9.50-10.05

9.50-10.05

9.50-10.05

Fixed Rates

PNB Housing

9.75-10.75

9.75-10.75

9.75-10.75

Central Bank HF

14.00-14.50

14.50

14.50

HDFC **

9.50-10.25

9.50-10.25

9.50-10.25

Note: Rates that vary with tenures within the specified loan amounts are indicated as a range. Fixed interest rates may be subject to a revision after a specified tenure. Rates may also apply only for a definite period and change to floating thereafter. * Rates for variable/semi-fixed for two to three years. ** Festival offer. Contributed by BankBazaar.com, an online marketplace for comparing loans and insurance products.

Published on February 05, 2016
TOPICS