Dena Bank has brought back its special 444-day deposit scheme for retail investors. The interest rate offered on this deposit is 9.15 per cent. Senior citizens, of course, get a higher rate. The highest rate offered on one-to-two year bank deposits is currently 9.5 per cent, offered by only a few banks. The scheme is open for two months, starting May 1.

Universal numbers If you’ve missed this bit of information, here’s bringing it to your notice. EPFO, which manages your EPF, has set October 15 of this year as the deadline for handing out permanent universal account numbers to its active subscribers. This number will be allotted to you for the schemes run by the EPFO for your whole service period, regardless of which company you are employed with. This is most helpful when you switch jobs and want to shift your PF account.

Stock market action The BSE and the NSE have highlighted over 60 stocks which will move into the trade-to-trade segment, or the ‘T’ group, from April 28 onwards. Many once-favourite infrastructure stocks fall into this list, such as C&C Constructions, SPML Infra, and ARSS Infra. Other stocks moving include Kingfisher Airlines, Hindustan Dorr-Oliver, and Shriram EPC.

Same-day delivery After Amazon, Flipkart.com has now launched same-day delivery across categories. Flipkart’s service is currently available in ten cities. So if you place your order by 12 in the afternoon, you will receive it that night. Of course, this service entails an additional shipping charge of Rs 200.

One-stop shop Wouldn’t it be great if you could pay all your bills, whether telephone, mobile or anything else, from a single window? This might soon be a reality: last week, a Reserve Bank of India-appointed advisory group recommended setting up a centralised payment system for payment of bills, or even insurance premiums and school fees.

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