What are the various fixed and floating interest rates on offer for home loans today? Let's take a comprehensive look at interest rates across banks and housing finance companies.

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InstitutionLoan amount
Under

 Rs. 30 lakh		Rs. 30 to

75 lakh		Rs. 75 lakh Plus
BANKS (Floating rates)
Axis Bank8.60-9.058.60-9.058.60-9.05
Bank of Baroda8.60-10.358.60-10.358.60-10.35
Bank of India8.60-10.608.60-10.608.60-10.60
Bank of Maharashtra8.35-10.358.35-10.558.35-10.55
Canara Bank8.90-11.158.90-11.158.90-11.15
Central Bank8.55-9.108.55-9.108.55-9.10
DBS Bank<=9.95<=9.95<=9.95
Federal Bank9.90-9.959.90-10.009.95-10.05
ICICI Bank8.75-9.858.75-9.858.75-9.85
Indian Bank8.60-9.158.60-9.158.60-9.15
IOB9.3>=8.5>=8.5
IDBI Bank8.75-12.08.75-12.08.75-12.0
J&K Bank9.20-9.309.20-9.309.20-9.60
Karnataka Bank8.95-10.128.95-10.128.95-10.22
Karur Vysya Bank8.95-11.858.95-11.858.95-11.85
Kotak Mahindra Bank8.65-9.458.65-9.458.65-9.45
Punjab National Bank8.60-9.208.55-9.208.55-9.20
Punjab & Sind Bank8.60-9.708.60-9.708.60-9.70
State Bank of India8.75 – 9.508.75 – 9.408.75 – 9.40
South Indian Bank9.60-12.359.60-12.359.60-12.35
Tamilnad Mercantile Bank8.75-9.258.75-9.258.75-9.25
UCO Bank8.75-9.758.75-9.758.75-9.75
Union Bank of India8.60-10.258.60-10.458.60-10.45
BANKS (Fixed rates) 
Axis Bank141414
IDBI bank9.85-10.109.85-10.109.85-10.10
Union Bank of India11.411.4-12.412.4-12.65
HOUSING FINANCE COMPANIES (Floating rates)
Floating Rates:
Tata Capital>=8.75>=8.75>=8.75
PNB Housing8.75- 10.658.75- 10.858.85- 10.85
Central Bank Housing9.95-11.159.95-11.159.95-11.15
HDFC Ltd8.65-9.608.65-9.858.65-9.95
Indiabulls Housing Fin>=9.30>=9.30>=9.30
Aditya Birla Housing Fin8.75-14.508.75-14.508.75-14.50
Bajaj Finserv8.60-14.008.60-14.008.60-14.00
GIC Housingl Finance Ltd>=8.10>=8.10>=8.10
Reliance Home Finance9.75-139.75-139.75-11
Sundaram Home Finance Ltd*>=9.85>=9.85>=9.85
Piramal Capital & Housing Finance>=11>=11>=11
LIC Housing Finance Ltd8.65-9.858.65-10.058.65-10.25
HOUSING FINANCE COMPANIES (Fixed rates)
HDFC LtdNANANA
LIC Housing Finance Ltd9.75-10.09.75-10.09.75-10.0

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Compiled by BankBazaar.com from respective bank's website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank's T&Cs.

Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. ^Card Rates

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