Money & Banking

The Latest Home Loan Interest Rates: July 1, 2022

Updated on: Jul 02, 2022

What are the various fixed and floating interest rates on offer for home loans today? Let's take a comprehensive look at interest rates across banks and housing finance companies.

InstitutionLoan amount
Under

 Rs. 30 lakh
Rs. 30 to

75 lakh
Rs. 75 lakh Plus
BANKS (Floating rates)
Axis Bank7.60-8.057.60-8.057.60-8.05
Bank of Baroda7.45-8.907.45-8.907.45-8.90
Bank of India7.40-9.257.40-9.257.40-9.25
Bank of Maharashtra7.30-8.857.30-9.207.30-9.20
Canara Bank7.05-9.307.05-9.307.05-9.30
Central Bank6.85-7.306.85-7.306.85-7.30
DBS Bank<=8.60<=8.60<=8.60
Federal Bank8.55-8.608.55-8.658.60-8.70
ICICI Bank7.60-8.207.60-8.357.60-8.45
Indian Bank7.40-7.907.40-7.907.40-7.90
IOB7.057.05-7.157.15-7.3
IDBI Bank7.50-10.657.50-10.657.50-10.65
J&K Bank7.85-7.957.85-7.957.85-8.25
Karnataka Bank7.74-8.997.74-8.997.74-9.09
Karur Vysya Bank7.15-9.357.15-9.357.15-9.35
Kotak Mahindra Bank7.5-8.17.5-8.17.5-8.1
Punjab National Bank7.45-8.707.40-8.707.40-8.35
Punjab & Sind Bank7.40-8.507.40-8.507.40-8.50
State Bank of India7.55 – 8.157.55 – 8.157.55 – 8.05
South Indian Bank7.75-10.507.75-10.507.75-10.50
Tamilnad Mercantile Bank7.957.957.95
UCO Bank6.90-7.106.90-7.106.90-7.10
Union Bank of India7.40-8.907.40-9.107.40-9.10
BANKS (Fixed rates) 
Axis Bank121212
IDBI bank9.85-10.109.85-10.109.85-10.10
Union Bank of India11.411.4-12.412.4-12.65
HOUSING FINANCE COMPANIES (Floating rates)
Floating Rates:
Tata Capital>=7.75>=7.75>=7.75
PNB Housing7.50- 10.457.50- 10.707.60- 10.70
Central Bank Housing9.95-11.159.95-11.159.95-11.15
HDFC Ltd7.55-8.307.55-8.557.55-8.65
Indiabulls Housing Fin>=7.6>=7.6>=7.6
Aditya Birla Housing Fin8-12.58-12.58-12.5
Bajaj Finserv7.20-14.007.20-14.007.20-14.00
GIC Housingl Finance Ltd>=7.74%>=7.74%>=7.74%
Reliance Home Finance9.75-139.75-139.75-11
Sundaram Home Finance Ltd>=8.15>=8.15>=8.15
Piramal Capital & Housing Finance>=10.5>=10.5>=10.5
LIC Housing Finance Ltd7.50-8.357.50-8.557.50-8.75
HOUSING FINANCE COMPANIES (Fixed rates)
HDFC LtdNANANA
LIC Housing Finance Ltd9.50-10.359.50-10.559.50-10.75

Compiled by BankBazaar.com from respective bank's website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank's T&Cs.

Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. ^Card Rates

Published on March 19, 2019
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