UCO Bank is eyeing a 20-22 per cent growth in its deposit and advances portfolio this fiscal (FY15). According to Jai Kumar Garg, Executive Director, UCO Bank in 2013-14 clocked 17 per cent growth in credit and around 16 per cent in deposits. Net interest margin is expected to be around 3 per cent. He was speaking at the launch of its vigilance manual. Asked about non-performing assets, Garg said “the issue has stabilised” and was hoping for “improvement in asset quality” in 2014-15.