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As a follow-up to the Covid-19 health insurance policy arranged for its marketplace sellers in 2020, Amazon.in announced today that it is arranging Covid-19 health insurance cover, completely free of cost for registered sellers on the Amazon.in marketplace, through Acko General Insurance Limited (Acko).
Amazon.in will fully fund the premium cost for this group insurance policy that will be valid for one year after activation. Thus, sellers with an active listing on Amazon.in between January 1, 2020 and May 1, 2021 can enrol themselves under the group policy to get coverage for Covid-19 hospitalisation and medical expenses up to ₹50,000. In addition, the insurance policy will also cover domiciliary treatment expenses, as prescribed, up to the sum insured.
“We remain committed to serve the nation in its fight against Covid-19. As part of our efforts to support marketplace sellers during these challenging times, we are funding and enabling sellers to opt for this Covid-19 health insurance policy for their benefit. We are working tirelessly with sellers to serve customers across India safely and want to ensure that medical expenses are the least of their worries at this time. While we sincerely hope that none of the marketplace sellers need to use this, the policy ensures that if they need it, their medical expenses are taken care of through the insurance” said Manish Tiwary, Vice President, Amazon India, in a statement.
Amazon.in will open a 30-day enrolment window wherein eligible sellers can enrol themselves by providing basic personal particulars and KYC documents. No medical tests will be required for registration and opt-in. For each seller account, only one person may be covered under the insurance policy. Once the requisite details are processed, a Unique Health Identification (UHID) number will be issued post- registration to the marketplace sellers by Acko, which they can use to file their claims and reimbursements. To claim reimbursement for Covid-19 related hospitalization and treatment expenses, we will set up a mechanism to enable eligible sellers to apply directly to Acko. The claim under the policy will be payable for a seller who is enrolled under the policy and who tests positive for Covid-19 for the first time, after 15 days from the date of issuance of cover. In addition, expenses incurred on co-morbidity in case of Covid-19 hospitalization will be covered under the policy.
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