Private sector housing loan provider, Gruh Finance Limited on Thursday announced 15 per cent rise in the net profit after differed tax liability of the company for the fiscal 2014-15 at Rs 204 crore against Rs 177 crore in the previous year.

Gruh shares ended in red at Rs 249.45 down by 4.37 per cent from previous close on the Bombay Stock Exchange (BSE).

Company's loan assets grew by 27 per cent during the year to Rs 8,915 crore against Rs 7,009 crore last year. Also, the net interest margin has improved by 27 per cent to Rs 344 crore for the year against Rs 271 crore in the previous year.

The gross NPAs stood at Rs 25 crore as on March 31, 2015, which is 0.28 per cent of the total loan outstanding. Last year the gross NPAs stood at Rs 19 crore, which was 0.27 per cent of the outstanding loans.

Gruh finance has the capital adequacy ratio of 15.36 per cent as on March 2015, against the required 12 per cent as per NBH.

The deposits portfolio of the company grew by 29 per cent during the year to Rs 1,292 crore, agaiinst Rs 1,003 crore last year.