As on : March 15, 2013

Click on the desired tenure for the best rates

Bank 91-120 days 120-179 days 180-270 days 271-364 days 1yr - 2 yrs 2 yrs - 3 yrs 3yrs - 5 yrs 5 yrs & above
Foreign Banks
The Royal Bank of Scotland 6 6 7.25 7.75 7.75 7.25 7.25 7.25
Deutsche Bank 7 7 7 7.25 7.25 8 8.5 9.25
Standard Chartered Bank 7 7.25 7.5 7.5 7.5 7.5 7.5 7.5
Citi Bank 7 7.25 7.25 7.25 7.25 7.25 7.25 7.25
HSBC 7 7 7 7 7 7 7 7.25
The Bank of Nova Scotia 8.25 8.25 8.1 8.1 8.1 8.1 8.1 8.1
DBS Bank 7.5 7.5 7.5 7.5 7.75 7.9 8 8.3
Indian Banks - Public Sector
Allahabad Bank 7.3 7.3 8.25 8.5 9 9 8.75 8.75
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Bank of Baroda 7 7 7.3 7.6 9 9 9 9
Bank of India 7 7 8 8 9 9 9 9
Bank of Maharashtra 6.5 7 7.5 7.5 8.75 8.75 8.75 8.75
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Central Bank of India 7.75 7.75 8 8 9 8.75 8.5 8.5
Corporation Bank 8.6 8.6 9 9 8.75 8.75 8.75 8.75
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Indian Bank 7.5 7.5 8 9 9 9 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9 9
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
Punjab National Bank 6.75 6.75 8.75 8.75 8.75 8.75 8.75 8.5
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9 9 9 8.75
State Bank of Hyderabad 7.25 7.25 8 8 9 9 8.75 8.75
State Bank of India 6.5 6.5 6.5 6.5 8.75 8.75 8.75 8.75
State Bank of Mysore 7 7 7.5 7.5 9 9.1 8.75 8.75
State Bank of Patiala 7 7 7.5 7.5 8.75 8.75 8.75 8.5
State Bank of Travancore 7 7 7.5 7.5 8.75 8.75 8.5 8.5
Syndicate Bank 7.3 7.5 8 8.5 8.75 8.75 8.75 8.5
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
United Bank of India 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
Indian Banks - Private Sector
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
Development Credit Bank 5.75 5.75 6.75 6.75 8 8 8 8
HDFC Bank 7.5 8 8 8 8.75 8.75 8.75 8.25
ICICI Bank 7 7 7 7.25 7.5 8.75 8.75 8.5
IndusInd Bank 6.5 6.5 7.75 8.5 9 8.75 8.75 8.5
Karnataka Bank 7.75 7.75 8 8 9 9 9 8.75
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
TNSC Bank 7.5 7.5 8 8 9 8.75 8.75 8.75
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The J & K Bank 7.25 7.5 7.5 8 8.5 8.5 8.5 8.5
The Karur Vysya Bank 7.7 7.7 7.7 8 9.5 9.25 9 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Axis Bank 7 7 7.5 7.5 8.5 9 9 8.5
Kotak Bank 7.25 7.25 8.75 9 8.75 8.75 8.75 8.5
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
The figures in bold are the highest interest rates offered for the particular deposit period. Some banks offer higher interest rates for high value deposits.
Top Rates: 91-120 days
United Bank of India 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Corporation Bank 8.6 8.6 9 9 8.75 8.75 8.75 8.75
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9 9
The Bank of Nova Scotia 8.25 8.25 8.1 8.1 8.1 8.1 8.1 8.1
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Top Rates: 120-179 days
United Bank of India 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Corporation Bank 8.6 8.6 9 9 8.75 8.75 8.75 8.75
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9 9
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
The Bank of Nova Scotia 8.25 8.25 8.1 8.1 8.1 8.1 8.1 8.1
Top Rates: 180-270 days
Corporation Bank 8.6 8.6 9 9 8.75 8.75 8.75 8.75
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
Punjab National Bank 6.75 6.75 8.75 8.75 8.75 8.75 8.75 8.5
United Bank of India 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Kotak Bank 7.25 7.25 8.75 9 8.75 8.75 8.75 8.5
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9 9
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
Top Rates: 271-364 days
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Corporation Bank 8.6 8.6 9 9 8.75 8.75 8.75 8.75
Indian Bank 7.5 7.5 8 9 9 9 9 9
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
Kotak Bank 7.25 7.25 8.75 9 8.75 8.75 8.75 8.5
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Punjab National Bank 6.75 6.75 8.75 8.75 8.75 8.75 8.75 8.5
United Bank of India 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Allahabad Bank 7.3 7.3 8.25 8.5 9 9 8.75 8.75
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9 9
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
Syndicate Bank 7.3 7.5 8 8.5 8.75 8.75 8.75 8.5
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
IndusInd Bank 6.5 6.5 7.75 8.5 9 8.75 8.75 8.5
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
The Bank of Nova Scotia 8.25 8.25 8.1 8.1 8.1 8.1 8.1 8.1
Top Rates: 1yr - 2 yrs
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
The Karur Vysya Bank 7.7 7.7 7.7 8 9.5 9.25 9 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Top Rates: 2 yrs - 3 yrs
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
The Karur Vysya Bank 7.7 7.7 7.7 8 9.5 9.25 9 8.75
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
State Bank of Mysore 7 7 7.5 7.5 9 9.1 8.75 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Allahabad Bank 7.3 7.3 8.25 8.5 9 9 8.75 8.75
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Bank of Baroda 7 7 7.3 7.6 9 9 9 9
Bank of India 7 7 8 8 9 9 9 9
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Indian Bank 7.5 7.5 8 9 9 9 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9 9
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9 9 9 8.75
State Bank of Hyderabad 7.25 7.25 8 8 9 9 8.75 8.75
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
Karnataka Bank 7.75 7.75 8 8 9 9 9 8.75
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
Axis Bank 7 7 7.5 7.5 8.5 9 9 8.5
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
Top Rates: 3yrs - 5 yrs
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Bank of Baroda 7 7 7.3 7.6 9 9 9 9
Bank of India 7 7 8 8 9 9 9 9
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Indian Bank 7.5 7.5 8 9 9 9 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9 9
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9 9 9 8.75
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
Karnataka Bank 7.75 7.75 8 8 9 9 9 8.75
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Karur Vysya Bank 7.7 7.7 7.7 8 9.5 9.25 9 8.75
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Axis Bank 7 7 7.5 7.5 8.5 9 9 8.5
Allahabad Bank 7.3 7.3 8.25 8.5 9 9 8.75 8.75
Bank of Maharashtra 6.5 7 7.5 7.5 8.75 8.75 8.75 8.75
Corporation Bank 8.6 8.6 9 9 8.75 8.75 8.75 8.75
Punjab National Bank 6.75 6.75 8.75 8.75 8.75 8.75 8.75 8.5
State Bank of Hyderabad 7.25 7.25 8 8 9 9 8.75 8.75
State Bank of India 6.5 6.5 6.5 6.5 8.75 8.75 8.75 8.75
State Bank of Mysore 7 7 7.5 7.5 9 9.1 8.75 8.75
State Bank of Patiala 7 7 7.5 7.5 8.75 8.75 8.75 8.5
Syndicate Bank 7.3 7.5 8 8.5 8.75 8.75 8.75 8.5
United Bank of India 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75
HDFC Bank 7.5 8 8 8 8.75 8.75 8.75 8.25
ICICI Bank 7 7 7 7.25 7.5 8.75 8.75 8.5
IndusInd Bank 6.5 6.5 7.75 8.5 9 8.75 8.75 8.5
TNSC Bank 7.5 7.5 8 8 9 8.75 8.75 8.75
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
Kotak Bank 7.25 7.25 8.75 9 8.75 8.75 8.75 8.5
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
Top Rates: 5 yrs & above
Deutsche Bank 7 7 7 7.25 7.25 8 8.5 9.25
Tamilnad Mercantile Bank 8 8 9 9 9.5 9.5 9.5 9.25
Canara Bank 7.5 7.5 7.25 9 9.05 9.05 9.05 9.05
Andhra Bank 7.25 7.25 8.5 8.5 9 9 9 9
Bank of Baroda 7 7 7.3 7.6 9 9 9 9
Bank of India 7 7 8 8 9 9 9 9
Dena Bank 7.25 7.75 8.5 8.5 9 8.75 9 9
Indian Bank 7.5 7.5 8 9 9 9 9 9
Indian Overseas Bank 7.25 7.5 8.5 8.5 9 9 9 9
Oriental Bank of Commerce 8.5 8.5 8.5 8.5 9 9 9 9
Union Bank of India 7.25 7.75 8.5 8.5 9 9 9 9
Vijaya Bank 7.25 7.25 8.5 8.5 9 9 9 9
Dhanlaxmi Bank 7.75 7.75 8.5 8.5 9 9 9 9
The Lakshmi Vilas Bank 8 8 8.25 8.5 9.5 9 9 9
Allahabad Bank 7.3 7.3 8.25 8.5 9 9 8.75 8.75
Bank of Maharashtra 6.5 7 7.5 7.5 8.75 8.75 8.75 8.75
Corporation Bank 8.6 8.6 9 9 8.75 8.75 8.75 8.75
IDBI Bank 7.75 7.75 8.65 8.75 9 9 9 8.75
Punjab & Sind Bank 7.5 8.1 8.25 8.5 9 9 9 8.75
State Bank of Bikaner & Jaipur 7.25 7.25 8 8 9 9 9 8.75
State Bank of Hyderabad 7.25 7.25 8 8 9 9 8.75 8.75
State Bank of India 6.5 6.5 6.5 6.5 8.75 8.75 8.75 8.75
State Bank of Mysore 7 7 7.5 7.5 9 9.1 8.75 8.75
United Bank of India 8.75 8.75 8.75 8.75 8.75 8.75 8.75 8.75
UCO Bank 8.25 8.5 8.75 8.75 9.1 9.1 9 8.75
City Union Bank 7 7 7.5 7.75 9.5 9.25 9.25 8.75
Karnataka Bank 7.75 7.75 8 8 9 9 9 8.75
TNSC Bank 7.5 7.5 8 8 9 8.75 8.75 8.75
The Catholic Syrian Bank 8 8 8.5 8.5 9.65 8.75 8.75 8.75
The Federal Bank 7.5 7 8.5 8.5 9 9 8.75 8.75
The Karur Vysya Bank 7.7 7.7 7.7 8 9.5 9.25 9 8.75
The South Indian Bank 7 7 8.5 8.5 9 9 8.75 8.75
Yes Bank 8 8 8.25 8.75 9 9 8.75 8.75
Central Bank of India 7.75 7.75 8 8 9 8.75 8.5 8.5
Punjab National Bank 6.75 6.75 8.75 8.75 8.75 8.75 8.75 8.5
State Bank of Patiala 7 7 7.5 7.5 8.75 8.75 8.75 8.5
State Bank of Travancore 7 7 7.5 7.5 8.75 8.75 8.5 8.5
Syndicate Bank 7.3 7.5 8 8.5 8.75 8.75 8.75 8.5
ICICI Bank 7 7 7 7.25 7.5 8.75 8.75 8.5
IndusInd Bank 6.5 6.5 7.75 8.5 9 8.75 8.75 8.5
The J & K Bank 7.25 7.5 7.5 8 8.5 8.5 8.5 8.5
ING Vysya Bank 8.7 8.7 8.7 8.7 9.25 9.25 9 8.5
Axis Bank 7 7 7.5 7.5 8.5 9 9 8.5
Kotak Bank 7.25 7.25 8.75 9 8.75 8.75 8.75 8.5