What are the various fixed and floating interest rates on offer for home loans today? Let's take a comprehensive look at interest rates across banks and housing finance companies.

InstitutionLoan amount
Under

 Rs. 30 lakh
Rs. 30 to

75 lakh
Rs. 75 lakh Plus
BANKS (Floating rates)
Axis Bank^8.7-9.18.7-9.18.7-9.1
Bank of Baroda8.40-10.608.40-10.608.40-10.60
Bank of India8.30-10.758.30-10.758.30-10.75
Bank of Maharashtra8.35-10.908.35-10.908.35-10.90
Canara Bank8.50-11.258.45-11.258.40-11.15
Central Bank8.35-9.508.35-9.508.35-9.50
DBS Bank<=9.40<=9.40<=9.40
Federal Bank>=8.80>=8.80>=8.80
HDFC Bank8.55-9.608.55-9.608.55-9.60
ICICI Bank9-9.809-9.959-10.05
Indian Bank8.40-9.808.40-9.808.40-9.80
IOB>=8.40>=8.40>=8.40
IDBI Bank8.40-12.258.40-12.258.40-12.25
J&K Bank8.75-9.858.75-9.858.75-9.85
Karnataka Bank8.60-10.608.60-10.608.60-10.60
Karur Vysya Bank9.0-11.059.0-11.059.0-11.05
Kotak Mahindra Bank8.70-8.758.70-8.758.70-8.75
Punjab National Bank8.45-10.108.40-10.108.40-10.0
Punjab & Sind Bank8.50-10.08.50-10.08.50-10.0
RBL Bank9.15-11.559.10-11.559.10-11.30
State Bank of India8.40 – 9.758.40 – 9.758.40 – 9.65
South Indian Bank9.84-11.249.84-11.249.84-11.69
Tamilnad Mercantile Bank9.45-9.959.45-9.959.45-9.95
UCO Bank8.45-10.308.45-10.308.45-10.30
Union Bank of India8.35-10.758.35-10.758.35-10.75
BANKS (Fixed rates) 
Axis BankNANANA
ICICI Bank8.90-12.058.90-12.058.90-12.05
IDBI bank10.90-12.010.90-12.010.90-12.0
Karnataka Bank11.83-12.8311.83-12.8311.83-12.83
Punjab National Bank9.45-11.609.40-11.509.40-11.50
Union Bank of India11.411.4-12.412.4-12.65
HOUSING FINANCE COMPANIES (Floating rates)
Floating Rates:
Tata Capital>=8.70>=8.70>=8.70
PNB Housing8.50- 11.258.50- 11.458.50- 11.45
Central Bank Housing9.95-11.159.95-11.159.95-11.15
Indiabulls Housing Fin>=9.30>=9.30>=9.30
Aditya Birla Housing Fin8.80-14.758.80-14.758.80-14.75
Bajaj Finserv8.50-15.008.50-15.008.50-15.00
GIC Housing Finance Ltd>=8.80>=8.80>=8.80
Reliance Home Finance9.75-13.09.75-13.09.75-11.0
Sundaram Home Finance Ltd*>=10>=10>=10
Piramal Capital & Housing Finance>=11>=11>=11
LIC Housing Finance Ltd8.35-10.108.35-10.308.35-10.50
HOUSING FINANCE COMPANIES (Fixed rates)
LIC Housing Finance Ltd10-10.2510-10.2510-10.25

Compiled by BankBazaar.com from respective bank's website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank's T&Cs.

Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. *Annual percentage rate; ^For Bureau Score 751 and above

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