The health insurance scheme of Shri Kshethra Dharmasthala Rural Development Project (SKDRDP) for the family members of self-help groups (SHGs) promoted by it has completed a decade.

Quoting L.H. Manjunath, Executive Director of SKDRDP, a press release said here that Sampoorna Suraksha (health insurance) scheme has enrolled 11 lakh members for 2013-14, pooling in a premium of Rs 42 crore.

The scheme provides cashless hospitalisation facilities, maternity, accidental and death compensations to the enrolled members. In this scheme, one member of a family can transfer his eligibility, in case of need, to another member within the family. So far, the scheme has provided benefits to the tune of over Rs 201 crore to more than six lakh beneficiaries, he said.

For 2013-14, premiums have been paid to the public sector insurance companies such as the National Insurance Company, the New India Assurance Company, the Oriental Insurance Company and the United India Insurance Company, he said. 

In case of need, the insurance companies provide facilities of up to Rs 60,000 for any member in a family of six.

SKDRDP facilitates enrollment, data creation, hospital selection, pre-authorization, scrutiny of bills and payment of bills to the hospitals.

Stating that the scheme is run under the guidance of D. Veerendra Heggade, Dharmadhikari of Shri Kshetra Dharmasthala, Manjunath said it is managed by 60 members at Dharmasthala. The team consists of doctors and administrators.

The data is completely online and steps have been taken to provide immediate services to the members, he added.

vinayak.aj@thehindu.co.in

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