Paytm Postpaid: How to book train ticket on IRCTC and pay later

Paytm payment gateway allows customers to book train tickets on IRCTC using the “book now, pay later” facility through its Paytm Postpaid offering.

Paytm Postpaid provides customers with an interest-free credit of up to ₹60,000 for a period of 30 days. Customers will receive a single monthly bill with record of all their credit purchases for payment.

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Steps to book ticket on IRCTC using Paytm Postpaid

Step 1: Head to the IRCTC portal and log in to your account.

Step 2: Enter your journey details, including date and destination.

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Step 3: Proceed to book the ticket.

Step 4: Choose “Pay Later” under the payment section and select the “Paytm Postpaid” option.

Step 5: Log in using your Paytm credentials and enter the OTP.

Your booking will be complete.

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