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This summer, reap the benefits of travel cards

You don't need to have an account with a bank that offers forex travel card. So, you can just choose one that best fulfils your needs. »

What can hit you post-retirement

The inability to manage risks can pose threat to your financial stability and
independence. — C. Rathesh Kumar Living longer than you expect may leave you short of savings to meet your basic needs. »

Start tax-saving investments early

If you have surplus funds, consider deploying them in tax-saving investments instead of savings bank account. »

How we react to various discounts

It is common for some stores to offer discounts on the maximum retail price (MRP). Such stores, needless to say, are flooded with people wanting to buy their monthly groceries chea... »

Green rules dwarf Kerala's high-rises

Project costs will zoom as only plots near highways can afford wide roads. The Environment Ministry's latest guidelines on height restrictions for high-rise buildings based on road width have irked builders in Kerala. The new guidelines of the Expert Appraisal C... »

How fear affects our financial decisions

Consider this. An advertisement features the positive effects of a dietary supplement that provides vitamins which your body currently lacks. Another advertisement for the same supplemen... »

Not so rewarding card rewards

Pleased as Punch that the credit card you're considering gives you one reward point for every Rs 50 you spend on it? You may want to look at what you will get from redeeming those reward points fi... »

Cost of porting mobile numbers

Mobile number porting between providers takes around 7
working days. Upset with your mobile operator for overcharging? Fed up with dropped calls? Or worse still, stuck with an operator whose license was cancelled? In all these cases, porting your number m... »

Off-season vacations are easier on the pocket

Ravi and Ritu, a double-income-no-kid (DINK) couple, have been planning to take a break from their busy work schedules. Vidyut and Avanti , who have a 1-year-old kid, also plan to take a... »

What drives our behaviour at auctions

Recently, I had an interesting experience at an auction. The auctioneer called for bids for an ordinary-looking chest of drawers. The bid started at Rs 5,000 and ended at Rs 19,000, as t... »

Think before shifting a house

Upset over yet another rent hike by your landlord? Thinking of moving into a new accommodation? Don't rush into your decision. Take a holistic view of the financial implications. Here ar... »

Saving on motor insurance premium

With the Insurance Regulatory and Development Authority increasing third-party premium rates, the cost of motor insurance has increased. Annual premium on third-party insurance of a Ford Figo o... »

Are you being served?

The emotional part of our brain is excited when we see discounts. While waiting for my flight at the Chennai airport recently, I was surprised to find sizeable number of passengers choosing to fly an airline that is reportedly in financial trouble. This... »

Don't draw cash on credit cards

Plastic cards — debit and credit — issued by banks offer flexibility and convenience. Both these types of cards let you shop without carrying wads of cash, and earn you reward points which can... »

Now, buy platinum in de-mat form

Will the repo rate cut bring down your EMI?

What makes us take risks

Should you go for mobile money?

Why we spend more today

When banks lose your cheque...

Now, shell out more premium for insurance

How to resolve ATM-related grievances

Going green is not costly

Which façade of a building should have glass depends on the weather of the region. As a real estate developer, if you are a proponent of green technology, you don't have to spend too much exclusively for this. Selecting the right architecture and right building products may auto... »

Don't take sick leave on false grounds

If one is to go by the number of medical certificates submitted to employers and illnesses confirmed through those certificates, the natural conclusion would be that India has an unhealthy work fo... »

Consumers, fight for your rights!

Did your new iron box conk out? Was the packet of tur dal from the supermarket adulterated? Did the neighbourhood kiranawala charge you more than the MRP on a bottle of packaged water? »

Are credit cards good for you?

Several of my friends in the recent past have cancelled all but one of their credit cards. One of them is even considering giving up all his credit cards and using cash for all purchases... »

What not to do when the rupee is falling

With rupee depreciating, try and postpone shopping for jewellery. The rupee's value has depreciated significantly against the dollar. From Rs 45 around the same time last year, it has dropped to Rs 54 to a dollar levels currently. Well, you ma... »

Where to invest your retirement money

Build a regular income generating portfolio. Are you retiring from work any time soon? While you can look forward to a surfeit of money from provident fund, superannuation and gratuity, it is important that you give a thought to where you wi... »

Money in a bottle for heady returns

Poorni Iyer does not drink wine (or, for that matter, any alcohol). She hails from a conservative South Indian family, now settled with her businessman husband in Ahmedabad. However, for the last... »

New tax forms raise baffling questions

Sheela is my neighbour and I have known her since college. Her husband, Rajnikant, is always travelling; so any time she is aggrieved about something, husband included, she comes charging down... »

Shield yourself financially from lay-offs

There is a lot of news these days about employees being laid off across sectors such as telecom, financial services and airlines. Being out of a job, involuntarily, can be tough. Along wit... »

What prompts us to make a purchase?

We are swayed by free offers or exchange schemes that stores provide. It is summer holidays. The current season of IPL cricket is already here. So, what better time than now to upgrade your old TV to a new-generation LED TV? But what will prompt you to do... »

You may need Aadhaar for your LPG

How to trade in currency markets

Approaching a banking ombudsman

SIPs beat recurring deposits

Taking life insurance policy for daughter's marriage

Where should you park your savings

Savings account turn better than fixed deposits

Why we indulge in over-eating

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